Duties & Responsibilities:
A. Reimbursement Processing
- Receive, review, and process reimbursement claims in line with policy coverage and contractual terms.
- Verify claim documents for completeness, accuracy, and eligibility.
- Validate medical invoices, receipts, and supporting documents against approved tariffs and benefit schedules.
- Apply correct reimbursement rules, limits, deductibles, co-payments, and exclusions.
- Ensure claims are processed within agreed turnaround times (TATs).
B. Medical & Financial Validation
- Review medical and financial aspects of claims in coordination with medical and audit teams when required.
- Detect discrepancies, inconsistencies, or potential overbilling and escalate suspected cases of fraud, abuse, or misuse.
- Apply internal reimbursement guidelines and Modus Operandi (MOPs) consistently.
C. Communication & Coordination
- Respond to members, provider, and internal inquiries related to reimbursement claims.
- Coordinate with customer service, medical, and finance teams to resolve claim issues.
- Communicate claim decisions, rejections, and additional document requirements clearly and professionally.
D. Data Entry & Documentation
- Ensure accurate data entry into claims and reimbursement systems.
- Maintain complete and properly documented claim files.
- Update claim statuses and remarks in systems in a timely manner.
- Support audits by providing required documentation and explanations.
E. Compliance & Quality Control
- Ensure adherence to internal policies, contractual agreements, and regulatory requirements.
- Participate in quality checks and corrective actions related to reimbursement processing.
- Identify recurring issues and suggest process improvements.
Qualifications:
- Bachelor’s degree in business administration, Insurance, Finance, Healthcare Management, or related field.
- Health insurance diploma is an advantage.
- 2–4 years of experience in reimbursement, claims processing, or healthcare insurance operations.
- Good understanding of insurance policies, benefits structures, and reimbursement rules.
- Basic knowledge of medical terminology, billing, and coding is preferred.
- Familiarity with TPA systems and claims platforms is an advantage.