MINIMUM QUALIFICATIONS

• High school diploma or equivalent required; bachelor’s degree preferred
• Minimum five (5) years’ banking experience of which two (2) years have included involvement with BSA compliance activities
• Prior experience with the Bank Secrecy Act, Anti-money Laundering Act and Office of Foreign Asset Control
• Must possess the ability to understand and interpret the Bank Secrecy Act and Anti-Money Laundering regulations, the USA Patriot Act, Know Your Customer (KYC), Office of Foreign Asset Control (OFAC), Customer Identification Program (CIP) and any other related regulations.
• Ability to accurately type using a keyboard
• Ability to effectively communicate verbally and in writing; professionally interact with employees to explain technical processes of the BSA/AML software in an easily understandable manner
• Ability to use Microsoft Outlook, Word and Excel
• Ability to gather and analyze information skillfully, display ability to fully investigate and recognize fraudulent/suspicious activity, display willingness to make decisions
• Knowledge of bank operations and products
• Knowledge of basic accounting
• Knowledge of and training on federal and state compliance lawsExcellent customer service skills

PHYSICAL REQUIREMENTS AND ENVIRONMENTAL CONDITIONS

The physical requirements and environmental conditions of this position consist primarily of:

• Sustained standing and sitting
• Frequent use of PC, including typing or sustained attention to monitor
• Occasional presentations requiring public speaking to small groups
• Occasional lifting of basic office files or equipment up to 20 lbs
• Normal office environment with comfortable internal temperatures and low level noise

The BSA Analyst II is responsible for functions involved with the daily monitoring of activities related to the Bank Secrecy Act/Anti-Money Laundering (BSA/AML) compliance program, and assisting management with ensuring compliance with regulations, bank policies and procedures.

The incumbent will:

• Review suspicious activity alerts and identify those that require additional investigation.
• Conduct case investigations for potential SAR filing and complete necessary SAR forms.
• Prepare Suspicious Activity Reports as necessary as well as performing follow-up investigations and reports.
• Create and maintain files with documentation to support the suspicious activity investigation.
• Manage lists of accounts identified as high-risk, conduct semi-annual reviews to monitor account activity for suspicious transactions.
• Assist in ATM and Correspondent Banking customer reviews.
• Review daily Currency Transactions Reports (CTRs) completed by branch and back-office personnel.
• Review core system cash transaction reports to ensure they coincide with the CTRs generated in the BSA/AML monitoring system.
• Ensure the required information for the currency transactions exceeding $10,000.00 is submitted to the FinCEN in a timely manner.
• Conduct CTR exemption initial and annual reviews.
• Develop, maintain, and review the centralized CTR Exemption list as needed.
• Assist branch staff with issues related to the various reports/information required to be completed for BSA/AML purposes.
• Participate in compliance training and continuing education to maintain proficiency with BSA/AML compliance laws and regulations.

• Write detailed reports and documentation as neededResponsible for being familiar with all compliance regulations and policies that are applicable to this position and follow and ensure compliance with these regulations and policies

• Note: Reasonable accommodation may be made to enable otherwise qualified associates/applicants with disabilities to perform the essential functions of the job.
  Note: Additional duties and responsibilities may be assigned