BSA FIU Analyst I (Full Time) - Amarillo, DFW or Sugar Land at PROSPERITY BANK

Amarillo, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

22 May, 26

Salary

0.0

Posted On

21 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Transaction Monitoring System, Research, Analysis, Productivity, Quality Assurance, Bank Secrecy Act, Anti-Money Laundering, Customer Identification, OFAC, Problem-Solving, Interpersonal Communication, Verbal Communication, Written Communication, MS Office, Documentation, Self-Starter

Industry

Banking

Description

External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers [https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.prosperitybankusa.com%2FCareers&data=05%7C02%7Calejandra.flores%40prosperitybankusa.com%7C4351c6288a4f46ccbc9e08dcd40d9146%7C00eda10cf32f45b88e91257da01a8f7c%7C0%7C0%7C638618401958075339%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&sdata=JfKwkOP9QTuGjbZ8LvC6BVGQJzgytNf8BFud9nEUt78%3D&reserved=0]. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is an Equal Opportunity Employer. *Remote or Hybrid options may be considered POSITION PURPOSE Under the Direction of the FIU Manager, the BSA FIU Analyst I is responsible for reviewing alerts identified by the Bank’s Transaction Monitoring System (TMS) for customers who may be conducting transactions to launder money or conduct terrorist financing. This role performs moderately complex research and analysis of customer and transactional data and escalated potential suspicious activity to the BSA FIU Analyst II. The BSA FIU I Analyst is responsible for complying with all aspects of the Bank Secrecy Act, USA PATRIOT Act, and OFAC as well as the Bank’s BSA/AML/OFAC policies and procedures. ESSENTIAL FUNCTIONS AND BASIC DUTIES 1. Analyze customer and transactional data to identify and report potential suspicious activity 2. Perform in-depth research and detailed account analysis on alerted activity 3. Maintain productivity and Quality Assurance (QA) standards 4. Maintain proficient knowledge of regulations, including but not limited to, Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification (CIP), and Office of Foreign Assets Control (OFAC) 5. Adhere to Bank policies and procedures 6. Report any suspicious or unusual activity carried out by customers or associates 7. Complete the annual BSA/AML and Compliance training 8. Other duties as assigned by supervisor The above statements describe the general nature and level of work only. They are not an exhaustive list of all required responsibilities, duties, and skills. Other duties may be added, or this job description amended at any time. QUALIFICATIONS Education/Certification: CAMS certification a plus Required Knowledge: Knowledge of regulations, including but not limited to, Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification (CIP), and Office of Foreign Assets Control (OFAC) Experience Required: Minimum of three years BSA/AML-related banking experience Experience using Verafin (TMS) is a plus Skills/Abilities: Self- starter, capable of working under minimum supervision Multi-tasker and able to meet deadlines in a high-pressure environment Results oriented team player Strong problem-solving ability Exceptional research and analytical skills Strong interpersonal and verbal/written communication skills Proficient in MS Office (Outlook/Word/Excel/PowerPoint) Strong documentation skills Adherence to controls and standards PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Talking: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly. Average Hearing: Able to hear average or normal conversations and receive ordinary information Repetitive Motion: Movements frequently and regularly required using the wrists, hands, and/or fingers Average Visual Abilities: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery Physical Strength: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally (Almost all office jobs.) WORKING CONDITIONS None: No hazardous or significantly unpleasant conditions (such as in a typical office) MENTAL ACTIVITIES AND REQUIREMENTS OF THIS POSITION Reasoning Ability: Ability to apply logical or scientific thinking to define problems, collect data establish facts and draw conclusions Able to interpret a variety of technical instructions and can deal with multiple variables Mathematics Ability: Ability to compute discount, interest, profit, and loss; commission markup and selling price; and ratio, proportion, and percentage. Able to perform very simple algebra. Language Ability: Ability to read periodicals, journals, manuals, dictionaries, thesauruses, and encyclopedias Ability to prepare business letters, proposals, summaries, and reports using prescribed format and conforming to all rules of punctuation, grammar, diction, and style Ability to conduct training, communicates at panel discussions, and make professional presentations Monday - Friday 8:00 AM - 5:00 PM. 40 hours per week

Responsibilities

The BSA FIU Analyst I reviews alerts from the Transaction Monitoring System to identify potential money laundering or terrorist financing activities by customers. This role involves moderately complex research and analysis of customer and transactional data, escalating suspicious activity findings to the next level analyst.