BSA & Fraud Analyst I at AmeriCU Credit Union

City of Rome, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

15 Sep, 26

Salary

31.38

Posted On

17 Jun, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Bank Secrecy Act, Anti-Money Laundering, Fraud Prevention, OFAC Compliance, Suspicious Activity Investigation, Currency Transaction Reporting, Customer Due Diligence, Enhanced Due Diligence, Beneficial Ownership Review, Risk Mitigation, Financial Transaction Analysis

Industry

Banking

Description

BSA & Fraud Analyst I 1916 Black River Blvd, Rome NY 13340 Starting pay range typically between $25.10 to $31.38, actual rate will depend on level of experience. This position is overtime eligible. The Position: AmeriCU Credit Union is in search of a BSA & Fraud Analyst I who aligns directly with our mission to provide our members with the right financial services to live life, dream big, and achieve financial success, and our vision to be the most admired organization in every community we serve. As a BSA & Fraud Analyst I you will be responsible to: * Perform Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC), Anti-Money Laundering (AML), and fraud prevention functions. Conduct investigations into suspicious activity and aids in identifying high-risk processes to mitigate risk exposure to AmeriCU. Works with department and Financial Center Staff on all fraud investigations. BSA & Fraud Analyst I primary responsibilities include: 1. Supports the AVP of Risk Services in the areas of BSA/AML/OFAC to ensure compliance with Credit Union BSA/AML/OFAC policies, procedures, and processes. 2. Monitors and analyzes member and business financial transactions utilizing monitoring software to uncover money laundering or other illicit schemes and escalate as necessary. 3. Initiates initial investigation and determines if further analysis or investigation is needed. 4. Serves as primary Currency Transactions Reports (CTR) processor, reviewer, and filer to ensure all large cash transactions are reported correctly. 5. Reviews FinCEN 314a requests and OFAC reports in accordance with 314A and OFAC procedures. 6. Conducts Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and beneficial ownership reviews and ensures required documentation are collected. Who Are We? AmeriCU is a not-for-profit credit union based in Rome, NY with assets in excess of $3 Billion and serving a membership base of over 170,000 members across Central New York, the United States, and beyond. For 75 years we have been committed to our members, our employees, and our communities. In 2026, we were once again recognized as one of the Best Companies to Work for in New York State and recognized by American Banker as one of the best credit unions in the United States to work for, ranking 38th nationwide! Come grow with us! Whether you are just starting out or have been working in your field already, we offer opportunities for growth and advancement. It is our goal to hire employees who will provide exceptional service to our members and who value giving back and supporting the communities we serve. In addition, we offer the following benefits: Competitive rates on our Medical, Dental and Vision plans Generous contribution to your Health Savings Account, if you choose to enroll in one of AmeriCU’s High Deductible Health plans Paid Holidays Paid Time off Employee Appreciation Events 401(k) Matching after 1 year of employment Employee Assistance Program Tuition Reimbursement for Full-time employees after 1 year of employment Life Insurance & Accidental Death & Dismemberment Insurance, free to all Full-time employees Enhanced Short Term Disability – at no cost to you! Get to know us more by clinking on the links below. See why YOU should choose AmeriCU! https://www.americu.org/in-our-community/ [https://www.americu.org/in-our-community/] https://www.americu.org/why-americu/ [https://www.americu.org/why-americu/]

Responsibilities

Perform BSA, AML, and OFAC compliance functions, including monitoring financial transactions to uncover illicit schemes. Conduct investigations into suspicious activity and manage Currency Transaction Reports (CTR) and due diligence reviews.