Job Title: Business Analyst – System Specialist (Lending)
Job Summary:
We are currently seeking a Business Analyst – System Specialist (Lending) to support our financial services clients in optimizing their end-to-end lending platforms and processes.
In this role, the consultant will work closely with client stakeholders to ensure that lending systems—from loan origination and underwriting to servicing and reporting—are efficient, compliant, and aligned with the institution’s strategic goals. This position plays a key role in identifying improvement opportunities and leading digital transformation efforts within the lending function.
The ideal candidate will have deep experience with lending technologies and workflows, strong analytical and problem-solving skills, and a track record of delivering technology-enabled solutions that enhance performance and mitigate risk.

Key Responsibilities:

• Lending Systems Expertise:Manage and enhance loan origination, underwriting, servicing, and reporting platforms to ensure scalability, accuracy, and performance.
• Data Analysis & Process Optimization:Analyze lending workflows, identify process inefficiencies, and propose data-driven improvements to streamline operations and reduce turnaround times.
• Regulatory Compliance & Risk Management:Ensure system alignment with lending regulations and compliance standards, supporting fraud prevention and credit risk assessment initiatives.
• Stakeholder Collaboration:Partner with IT teams, business units, and leadership to understand requirements, translate them into technical specifications, and deliver solutions that support lending strategies.
• Technology Integration & Automation:Lead or support the implementation of automation tools and digital lending solutions, including workflow automation, document management, and AI-driven decision engines.

Qualifications:

• Bachelor’s degree in Business, Finance, Information Systems, or a related field.
• 4+ years of experience in a Business Analyst or Systems Specialist role within a financial institution or lending environment.
• Proven experience with lending systems such as Encompass, MeridianLink, Fiserv, or equivalent platforms.
• Strong knowledge of consumer, commercial, or mortgage lending processes.
• Familiarity with regulatory requirements (e.g., CFPB, FCRA, ECOA) and risk assessment methodologies.
• Proficiency in data analysis tools (e.g., Excel, SQL, Power BI) and business process modeling.
• Excellent communication skills with the ability to bridge technical and business teams.

Preferred Skills:

• Experience with RPA, digital forms, e-signature, or AI-based lending tools.
• Project management experience or certification (PMP, Agile, etc.) is a plus.
• Knowledge of API integrations and data migration practices.

• Lending Systems Expertise:Manage and enhance loan origination, underwriting, servicing, and reporting platforms to ensure scalability, accuracy, and performance.
• Data Analysis & Process Optimization:Analyze lending workflows, identify process inefficiencies, and propose data-driven improvements to streamline operations and reduce turnaround times.
• Regulatory Compliance & Risk Management:Ensure system alignment with lending regulations and compliance standards, supporting fraud prevention and credit risk assessment initiatives.
• Stakeholder Collaboration:Partner with IT teams, business units, and leadership to understand requirements, translate them into technical specifications, and deliver solutions that support lending strategies.
• Technology Integration & Automation:Lead or support the implementation of automation tools and digital lending solutions, including workflow automation, document management, and AI-driven decision engines