Business Banker at First Citizens Bank and Trust Company

Charlotte, North Carolina, United States -

Full Time

Start Date

Immediate

Expiry Date

17 May, 26

Salary

0.0

Posted On

16 Feb, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Business Lending, Credit Underwriting, Business Development, Relationship Management, Financial Analysis, Deposit Management, Cash Flow Management, Loan Approval Process, Sales Planning, Forecasting, Networking, Community Engagement

Industry

Banking

Description

Overview Forever Strong. What sets First Citizens apart? Strong leadership, enduring values and a commitment to helping people and businesses prosper. As a Business Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals. Business Bankers develop and maintain an active prospect list, customer outreach plan and quality referral sources for companies, on average, between $1-$10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Business Bankers work with various internal partners to build and manage full banking relationships. This position may be filled as a Business Banker II or III based on the skills and experience of the selected candidate. Responsibilities In this role you will get to: Make an impact by contributing to the growth of the bank through business loans, deposits and fee income. Leverage your network to engage with local business owners and companies to develop business lending opportunities. Represent the bank in the community by attending and participating in civic, community and networking events. Engage in an efficient loan approval process with open communication and exposure to credit partners. Be part of a collaborative team with various bank partners to support and deepen the full client relationship. Qualifications Bachelor's degree with a minimum of 6 years experience in commercial or business lending, credit or business development. -Or- High school diploma or GED with a minimum of 10 years experience in commercial or business lending, credit or business development. Additional Requirements: Business development experience Preferred Qualifications: Experience working with companies over 10MM annual revenue Established COI's and referral sources Financial analysis and credit underwriting skills Knowledge of business lending, deposit and cash management solutions Ability to provide financial guidance and expertise Sales planning and forecasting experience Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits. #LI-AM3

Responsibilities

The Business Banker is responsible for developing and expanding relationships with local business owners, targeting companies with annual revenues between $1-$10MM, and serving as the primary contact for their borrowing needs. This role involves maintaining prospect lists, executing outreach plans, and collaborating with internal partners to build comprehensive banking relationships.