Business Banking Post Underwriter

at  US Bank National Association

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

JOB DESCRIPTION

Business Banking Post Underwriters coordinate the pre-closing conditions of Business Banking Conventional, Healthcare and Agricultural loan packages in compliance with policies and procedures, regulatory guidelines and investor standards by gathering and reviewing necessary documents and information within designated time frames. Communicates with underwriting, internal sales and documentation partners, legal counsel, title companies, etc. to respond to inquiries, resolve problems and obtain additional documents needed to complete the file. Ensures compliance with internal policies, regulatory and investor requirements and customer service standards.
This is an operations position, not a credit underwriting role.

BASIC QUALIFICATIONS

• High school diploma or equivalent
• Typically six to eight years of relevant experience

PREFERRED SKILLS/EXPERIENCE

• Thorough knowledge of closing conditions used to support applicable loan processing
• Knowledge of loan documents – both internally prepared and attorney prepared
• Ability to work with internal partners to solve complex documentation needs
• Ability apply critical thinking for all elements of loan documentation
• Ability to master the bank’s internal software
• Advanced knowledge of closing policies and procedures, post underwriting requirements, governmental and agency requirements, terminology and automated processing systems (AFS, nCino, & CLW)
• Ability to work effectively and accurately in a fast paced, high production, professional environment
• Strong organizational skills
• Effective verbal and written communication skills
  The role offers a hybrid/flexible schedule, which means there’s an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
  If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by la