Business Banking Relationship Credit Specialist/Analyst at U.S. Bank

Springfield, Missouri, United States -

Full Time

Start Date

Immediate

Expiry Date

24 Jan, 26

Salary

90400.0

Posted On

26 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Financial Data Analysis, Credit Risk Management, Client Relationship Management, Communication Skills, Bank Products Knowledge, Credit Administration Knowledge, Financial Accounting, Team Collaboration

Industry

Financial Services

Description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. Job Description Business Banking Relationship Credit Specialist/Analysts partner with assigned Relationship Manager(s) to successfully manage Business Banking relationships and the loan portfolio. Responsibilities include: Contribute to the profitability and growth of Business Banking by retaining and expanding relationships with existing clients. Analyze financial data to determine credit worthiness of business banking clients. Manage credit quality within the team’s credit portfolio. Provide guidance to clients and prospects regarding credit questions. Identify and successfully capitalize on opportunities to deepen and expand existing relationships. Manage credit risk. Basic Qualifications - Bachelor's degree, or equivalent work experience - Three to five years of Business Banking experience Preferred Skills/Experience - Well-developed credit analysis skills - Basic knowledge of bank products and services that results in successfully capitalizing on all opportunities to deepen the relationship - Basic knowledge of credit administration, analysis, and credit policy/procedure - Demonstrated understanding of advanced financial accounting and analysis - Ability to work effectively with individuals and groups across the company to manage customer relationships - Effective verbal and written communication skills Location The role offers a hybrid/flexible schedule. If not prospecting and meeting with clients, there's an in-office expectation of 3 or more days per week with the flexibility to work outside the office location for the other days. If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants. Benefits: Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $76,840.00 - $90,400.00 U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies. Posting may be closed earlier due to high volume of applicants.

Responsibilities

The Business Banking Relationship Credit Specialist/Analyst partners with assigned Relationship Managers to manage Business Banking relationships and the loan portfolio. Responsibilities include analyzing financial data, managing credit quality, and providing guidance on credit questions.