Business Banking Senior Credit Analyst at Sunflower Bank NA

Dallas, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

06 Jul, 26

Salary

0.0

Posted On

07 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit analysis, Underwriting, Portfolio management, Financial statement analysis, Risk assessment, Covenant monitoring, Borrowing base compliance, Loan origination, Mentoring, Training, Financial reporting, Credit policy compliance

Industry

Banking

Description

Description At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Senior Business Banking Credit Analyst. Description: The Senior Credit Analyst position will be in a leading role in supporting the Business Banking team with centralized underwriting needs, assist with line of business portfolio management and other complex credit functions. Responsibilities: Producing complex credit analysis assignments for the line of business including new extensions of credit, renewals of credit, annual reviews, modifications and other assignments. In addition taking a leading role in the underwriting goals to provide guidance and training to other analysts on the team. Understanding the bank’s metrics and conditions for tracking its client’s operating/financial performance after loan origination including covenant monitoring and borrowing base compliance. Firm understanding of bank’s loan policy/program for extending credit to its clients. Provide front end support of loan request packages to ensure all pertinent financial information is in the credit file. Education / Experience Preferred: Bachelor’s Degree in Accounting, Finance or other applicable undergraduate or graduate degree, preferred. In lieu of a degree, applicant must have completed a formal credit training program or certification. Minimum of three (3) years in commercial credit analysis function. Analyzing complex credit data and financial statements to determine the degree of risk involved in extending credit Pay is dependent on knowledge, skills, abilities, experience, and location. Working Conditions The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus. Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team. Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are: Rooted in Strength Propelled by Growth Individuals in a Great Whole Creating Possibility Community Focused Associates enjoy outstanding benefits, including: 401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more associate perks & incentives! If you qualify, apply online at www.sunflowerbank.com/careers. You’ve never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law. Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

Responsibilities

The Senior Credit Analyst will lead complex credit analysis assignments, including new extensions of credit, renewals, and annual reviews. They will also provide guidance and training to other analysts while ensuring compliance with bank loan policies and monitoring client financial performance.