Business Banking Underwriter IV - Practice Finance at Huntington National Bank

Indianapolis, Indiana, United States -

Full Time

Start Date

Immediate

Expiry Date

13 Jun, 26

Salary

140000.0

Posted On

15 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Underwriting, Credit Worthiness Analysis, SBA Loan Programs, USDA Loan Programs, Financial Analysis, Lending Policies Compliance, Risk Management, Mentorship, Credit Decisions Documentation, Internal Customer Liaison, Regulatory Compliance, Auditing, Process Development, Customer Relationship Building, Verbal Communication, Written Communication

Industry

Banking

Description

Description The Business Banking Underwriter IV - Practice Finance position is open to any location within the Huntington footprint. Duties & Responsibilities: Responsible for the evaluation and underwriting of Business Banking Healthcare/SBA/USDA loan applications to determine credit worthiness and compliance to Huntington lending and SBA/USDA policies. Reviews and analyzes all customer financial information to ensure sound credit decisions are made. Documents the detail and requirements of loan decisions, including conditions to close. Effectively communicates and acts as a liaison to internal customers to resolve business lending issues. Completes decisions in a timely manner. Maintains knowledge of Huntington lending policies, risk rating requirements and compliance standards. Provides coaching and guidance to bankers in the field regarding sound lending practices and managing credit risk. Must be capable of working independently on larger, complex credit requests. Adheres to bank policies and procedures and complies with legal and regulatory requirements. Provides management team with mentorship support for other underwriters or credit analysts within designated group. Accountable for risk management, compliance and audit performance for area(s) of responsibility whether a supervisor, manager or individual contributor. Establishes or works with management to develop effective controls and processes to ensure risks are measured, monitored and controlled and compliance requirements are adhered to on an on-going basis. Maintains current knowledge of risk-related changes that may impact assigned area(s) of responsibility. Basic Qualifications: Bachelor's Degree Minimum 7 years of experience analyzing and underwriting loans for business/commercial clients. Preferred Qualifications: Experience with SBA or other government guaranteed loan programs Formal credit training preferred. Excellent customer service skills, highly motivated, focused and goal oriented Excellent written and verbal communication skills, including professional grammar and demeanor Strong organizational skills with attention to detail, planning and follow-up Ability to build and expand quality internal and external customer relationships. Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000 - $140,000 Annual Salary The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration. Welcome to Huntington! At Huntington, we look out for people. From reinventing banking with game-changing innovations to building an internal culture that creates lifelong bonds, together, we can make people’s lives better. And amazing things happen when we look out for each other. We prove it every day. Whether it’s helping a colleague or collaborating on a new tool that will revolutionize the way people save money, our actions can have a huge impact. Our colleagues look out for people with a Can-Do Attitude, Service Heart and Forward Thinking. Those are our values—simple but powerful. Each of them pushes us do the right thing, to do right by people. Because people are what matter. If that sounds like you, we hope you’ll apply to join our team. If you’d like to learn more about how Huntington looks out for people, visit https://www.huntington.com/lookingout We endeavor to make this site accessible to any and all users. If you would like to contact us regarding the accessibility of this site or if you require a reasonable accommodation to apply for a job or to perform the essential functions of the job, please send an email to HuntingtonCareers@Huntington.com Reasonable Accommodations Reasonable Accommodations Various methods will be used throughout the recruitment process to verify candidate authenticity. Any interviews conducted virtually must be joined from a distraction-free environment, with the candidate on camera and without the use of virtual backgrounds. EEOC Disclaimer Know Your Rights CA Data Privacy CA Data Privacy Rights Tobacco Disclaimer Tobacco-Free Hiring Practice Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

Responsibilities

This role is responsible for evaluating and underwriting Business Banking Healthcare, SBA, and USDA loan applications to ensure credit worthiness and compliance with Huntington and government policies. The underwriter must document loan decision details, communicate effectively with internal customers, and provide coaching on sound lending practices.