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Business Development Manager (Card Portfolio) at Bank of China (Hong Kong) Limited

, , -

Full Time

Start Date

Immediate

Expiry Date

09 Sep, 26

Salary

0.0

Posted On

11 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Portfolio Growth Strategy, Product Strategy, Customer Segmentation, Digital Transformation, Stakeholder Management, Data Analysis, Market Trend Analysis, Regulatory Compliance, Interpersonal Skills, Marketing

Industry

Banking

Description

Responsibilities: * Formulate and execute credit card loan portfolio growth strategies to achieve KPIs and business targets. * Develop and implement product strategies for card loan features including marketing programs, customer segmentation, personalized pricing and new initiatives for card lending products. * Work closely with different channels to enhance campaign effectiveness and productivity, maximizing business profitability and market shares. * Engage internal & external stakeholders to ensure smooth campaigns implementation, channel effectiveness, operational accuracy, and enhance customer experience. * Drive digital initiatives to improve customer targeting, optimize end-to-end digital journeys and onboarding, and design e-Channel specific incentive programs to increase digital sales contribution and customer satisfaction. * Collaborate with data analytic team to define target segments, conduct portfolio analysis and leverage data insights for card loan product development. * Keep abreast of market trends and competitor activities to identify opportunities and increase market competitiveness. * Comply with all applicable regulations, rules, codes, guidelines and standards set by regulators and the Bank, and carry out duties with high integrity. Requirements: * Degree holder or above; * More than 5 years’ experience in Banking / Finance is preferred (ideally in credit card, loan on card / unsecured lending); * Digital mindset, great sense of ownership and attentive to details; * Self-motivated, strong marketing and interpersonal skills; * Good command of both written and spoken English and Chinese; * Good at using English / Chinese Word Processing tools

Responsibilities

Formulate and execute growth strategies for the credit card loan portfolio to achieve business targets and KPIs. Drive digital initiatives and collaborate with data teams to optimize customer journeys and product development.