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Business Relationship Manager - Business Loans-CONSUMER SERVICE GROUP-Sales at Kotak Mahindra Bank

Bangalore, karnataka, India -

Full Time

Start Date

Immediate

Expiry Date

02 Aug, 26

Salary

0.0

Posted On

04 May, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Business Loans, Sales, Relationship Management, Local Market Knowledge, Leadership, Communication Skills, Influencing Skills, Credit Analysis, Telecalling, Cross-selling, Financial Products, Self-motivation

Industry

Banking

Description

Job Role * This is an Independent role and candidate will manage a business of 40-75L PM (Unsecured Business Loans) * Needs to have a good knowledge of Local market with a special focus on the Self-employed category. Must have experience in that Geography * To understand clients business & provide appropriate products like Business loans, OD facilty * Has to work closely with DSA’s/do Tele calling/Branch Banking teams for new customer addition. * To cross sell various products like Current Account/Savings account/Life Insurance and General Insurance * To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence. * To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market * Improve efficiency by monitoring accounts sourced, do top ups on existing loans when possible Job Requirement * Preferably MBA/ CA * Experience: 7-8 years’ experience in the local market. Background in Credit & Sales Knowledge is required. Prior experience of driving and managing Teams is required. * Good Leadership, Self-motivation and communication skills for driving Teams * Relationship Management Skill * Good influencing skills

Responsibilities

The Business Relationship Manager will manage a portfolio of unsecured business loans and drive new customer acquisition through local market engagement. They are responsible for cross-selling financial products and building strong relationships with key stakeholders to enhance the company's market presence.