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C1 - Credit Risk Modeler at EXL Talent Acquisition Team

Gurugram, haryana, India -

Full Time

Start Date

Immediate

Expiry Date

17 Jun, 26

Salary

0.0

Posted On

19 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Risk Modeling, Scorecard Development, Machine Learning, SQL, Python, Pandas, Scikit-learn, Data Preprocessing, Model Monitoring, Backtesting, Recalibration, Validation, Regulatory Standards, Data Analysis, Collections Modeling, Application Scorecards

Industry

Business Consulting and Services

Description

Design and build credit risk scorecards (application, behavioral, and collections scorecards) to predict creditworthiness and optimize account management strategies. Extract, clean, and preprocess data from various sources using SQL. Develop and implement machine learning models for collections performance and delinquency prediction using Python (including libraries like pandas, scikit-learn). Monitor model performance, conduct backtesting, recalibration, and validation adhering to regulatory standards. Collaborate with business and data teams to translate credit risk requirements into modeling specifications. Document modeling processes, assumptions, and results for internal governance and audit purposes.

Responsibilities

The role involves designing and building various credit risk scorecards, such as application, behavioral, and collections scorecards, to predict creditworthiness and optimize account management strategies. Responsibilities also include monitoring model performance, conducting backtesting, recalibration, and validation while adhering to regulatory standards.