Capital & Liquidity Analyst Lead at People First Bank Careers

, Queensland, Australia -

Full Time

Start Date

Immediate

Expiry Date

15 Jun, 26

Salary

0.0

Posted On

17 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

ICAAP Leadership, Recovery Planning, Stress Testing, Capital Management, Liquidity Analysis, Balance Sheet Risk Management, Regulatory Compliance, Scenario Design, Model Interpretation, Liquidity Coverage Ratio, ALM, FTP, Forecasting Frameworks, Technical Leadership, Stakeholder Engagement, Financial Analysis

Industry

Financial Services

Description

* Lead ICAAP, Recovery Planning and enterprise stress testing * Be part of People First Bank, a purpose-led organisation focused on members and community * Enjoy flexible hybrid work arrangements that support work–life balance About the role: As the Capital & Liquidity Analyst Lead, you will be a key member of the Financial Analytics team within the Finance & Data Division. You will hold Line 1 accountability for capital, liquidity and balance sheet risk management activities and provide forward‑looking insights that support informed decision making across the Bank. Your key responsibilities will include: * Lead the development and delivery of the Bank’s ICAAP and Recovery Plan, ensuring alignment with APRA prudential standards and regulatory expectations. * Design and deliver enterprise-wide stress testing frameworks, including scenario design, model development and interpretation of outcomes to inform capital planning and strategic decision making. * Present capital and liquidity insights to Executive Committees and the Board, supporting strategic balance sheet decisions. * Develop and maintain liquidity analysis and metrics, including Liquidity Coverage Ratio (LCR) capability. * Ensuring strong governance, documentation and alignment across capital, liquidity, ALM, FTP and forecasting frameworks. * Providing technical leadership, coaching and knowledge sharing within the Financial Analytics team. About you To be successful in this role, you will bring strong technical capability, sound judgement and the ability to influence and engage senior stakeholders. You will also demonstrate: * Significant experience in financial institutions, with strong knowledge of balance sheet management, capital, liquidity and financial risk management. * Proven experience leading ICAAP, capital management, stress testing or balance sheet risk frameworks within a regulated financial institution. * The ability to design, interpret and explain complex financial models, stress testing outcomes and risk frameworks. * Strong analytical skills, attention to detail and the ability to translate technical analysis into clear insights for non‑technical audiences. * Well developed communication and stakeholder engagement skills, with confidence working with Executives and senior leaders. * A proactive, risk‑aware mindset and commitment to continuous improvement and professional development. Qualifications * Tertiary qualification in Finance, Business, Economics, Actuarial Studies or a related discipline is essential. * Postgraduate or professional qualifications (CA, CPA, CFA or similar) and relevant industry memberships are desirable. A workplace for you to be you. Come and work with a team that values your unique perspective, contribution, career development and growth. Why you’ll love working with us: People First Bank – our new brand – says exactly what we’re all about: people. We're committed to supporting and growing our team and creating an outstanding work environment. You’ll have access to financial and lifestyle benefits to support your success and individuality: * Flexibility and hybrid working arrangements. * Extend your salary with discounts on banking, health insurance, and shopping across Australia. * Advance your career with training, study support, and project opportunities. * Competitive leave benefits that empower employees to take time for themselves and loved ones. * Wellbeing support with our Employee Assistance Program, wellbeing leave, mental health app, and mental health ambassadors’ program. * Make a difference with paid volunteering, Workplace Giving, and diverse community initiatives. * Be recognised for your contributions through our peer-driven recognition program. A bit about People First Bank: In March 2023, People’s Choice and Heritage Bank merged to form Heritage and People’s Choice Limited - Australia's leading mutual bank. We are now on an exciting journey to bring together our products, services, and technology under a single brand - People First Bank. We have over 700,000 members and 1,900 employees, with dual head offices in Adelaide and Toowoomba, an Australian-based contact centre and branches across five states. With a vision ‘To deliver positive change through banking’, People First Bank serves members and contributes to the community, while offering an inclusive, flexible work environment. We’re big enough to make an impact; but agile enough to influence and do interesting work. Apply online now: If this sounds like you, this could be the next step in your career. Click 'Apply' now and submit your application, including a cover letter and current resume. We are committed to diversity and inclusion and support candidate requests for adjustments to enable everyone to equitably participate in our selection process.

Responsibilities

The role involves leading the development and delivery of the Bank’s ICAAP and Recovery Plan, ensuring alignment with prudential standards, and designing enterprise-wide stress testing frameworks. Key duties also include presenting capital and liquidity insights to executive committees and developing liquidity metrics like the Liquidity Coverage Ratio.