DESCRIPTION

As a Capital Analyst you will be supporting with the sourcing, analysis and delivery of new inorganic assets to the Chetwood balance sheet. This will expand on the bridging forward flow line and 3 senior warehouse lines inorganically acquired by the bank over the last 12 months.
The ideal candidate will have experience across several different asset classes and be able to assist with evaluating whether an opportunity will generate a suitable return, can be appropriately risk modelled and explained to and understood by the Bank’s board and shareholders.
Working closely with both internal and external stakeholders, including Chetwood’s principal investor.
The role will principally support the Director of Capital Markets and work closely with Treasury, Finance and Risk to evaluate new inorganic opportunities, but will also provide additional support across the Commercial and Treasury teams when required.

SKILLS, KNOWLEDGE AND EXPERTISE

• 18 months minimum experience (mortgages, capital markets and structured finance preferred)
• Strong interest in structured finance of ABS or credit risk
• Excellent analytical and quantitative skills
• Advanced MS Excel skills, ability to analyse large data sets
• Numerate Degree e.g. bachelor’s degree in finance, Economics, Mathematics, Business, Physics or related fields
• Experience in cash flow modelling assets on a bank ROE basis
• A good understanding of mortgage economics
• Excellent attention to detail, and the ability to work accurately under pressure, often to very tight timescales
• A can-do attitude, a willingness to learn and to get involved

• Assist in analysing potential forward flows lines, senior warehouse lines and whole loan purchases across various ABS loan types (mortgage, consumer, auto, credit card, equipment, corporate)
• Actively take part in commercial negotiations of pool acquisitions, forward flow and senior warehouse lines
• Help develop and maintain financial models to evaluate ROE across the inorganic portfolio, bond and asset acquisitions
• Support wider finance projects, including capital planning and securitisation.
• Assist in preparing materials and analysis for internal and external stakeholders