Cash Advance Specialist at iKhokha

Umhlanga Rocks, KwaZulu-Natal, South Africa -

Full Time

Start Date

Immediate

Expiry Date

29 Apr, 26

Salary

0.0

Posted On

29 Jan, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Service, Sales, Data Capturing, Technical Support, Communication, Detail Orientation, CRM Platforms, Loan Products, Upselling, Retention

Industry

Financial Services

Description

Company Description iKhokha is a place where chance takers become change makers. At iKhokha, we’re made to make it. As you'd expect, our pace is fast-moving and ever-changing. We like it that way. As one of the fastest growing Fintech's in Africa we've built a team of global change-makers who want to make an impact. If you believe that you are made to make it, be a chance-taker and help us empower small businesses in South Africa. Job Description iKhokha is on the lookout for the next Cash Advance Specialist to join our growing team. We're searching for a professional, analytical person with a flair for customer service and the ability to close a deal. It doesn’t just end here, read more below… So, what will you do? You will be responsible for empowering existing merchants to utilize cash advances to further grow their businesses. Educate merchants on the various ways to use and accept cash advance in a hassle-free and customer centric manner. Call customers that are identified by the business as well as field inbound calls from interested merchants. Liaise with our finance partner as well as our internal finance department to resolve Cash Advance customer queries. In addition to the above, you will: Maintain favourable merchant relationships by understanding financial needs of the customer and applying sales techniques to close loan deals. Increase merchant loyalty through efficient handling time across CRM platform and telephonically. Interact with escalations of merchants daily, responding to their questions or concerns and guiding them to the appropriate service. Provide unsurpassed customer experience to promote retention and loyalty. Achieve positive reviews on social media platforms. Introduce and educate merchants on how to utilize cash advance and describe all benefits. Conduct courtesy calls and educate merchants on how to pay up existing offers to requalify for additional offers. Ensure technical issues are resolved. Ensure attention to detail when capturing merchant information efficiently and accurately. Complete daily, weekly, monthly reporting. Escalate urgent queries that require input from senior management. Ensure proper escalations when any systems or tools are down and that proper. communication is rendered to the Team Leader and Line Manager. Qualifications Minimum of a matric qualification. Deal Breakers: 1 – 3 years call centre experience with exposure to CRM platforms in a Sales &Service environment. Loan product exposure (Advantageous). Experience in Upselling and Retentions (Advantageous). In addition to the above, the experience in the following technologies, domains and best practices will make you a frontrunner for the role: Excellent written and verbal communication skills with a specific focus on customer service and sales. Data capturing and detail orientation with a good understanding of technical support along with basic accounting exposure. Proficient in use of Microsoft apps. Sales, Technical Support, Customer Service & Loan Officer Additional Information Perks of joining the Tribe? Work in a high-growth company with tangible results you're accountable for. Enjoy hybrid, remote, and in office work models. Competitive remuneration and benefits, including Medical Aid and Group Risk scheme contributions. Be guided by visionary leadership. Seize the opportunity for study leave. Access to on-demand learning and development. Experience a friendly, collaborative culture with a team of all-round-lekker humans (it’s true, we surveyed our Employees and they told us so). If you find yourself at HQ, coffee on tap and a selection of hot beverages provided by our very own onsite Barista. Stay Sharp! Job scams are out there, but we’ve got your back. Here’s how to keep it real when applying: Apply the iK way: Go via our Careers page or verified platforms (Smart Recruiters). We’ll never ask for payment, personal financial details, or anything unusual during the hiring process. If someone does, it’s a scam, report it. If something feels off, pause and confirm the role on our site before responding. Your journey to join the iKTribe starts with trust and we’re here to keep it simple and secure. Work policy: Onsite

Responsibilities

You will empower existing merchants to utilize cash advances to grow their businesses and educate them on the benefits of cash advances. Additionally, you will maintain merchant relationships and handle customer queries efficiently.