CECL Analyst at Numerica Credit Union

Spokane Valley, Washington, United States -

Full Time

Start Date

Immediate

Expiry Date

15 Jun, 26

Salary

114712.0

Posted On

17 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

CECL Modeling, Financial Analysis, Reporting, Data Analysis, Risk Management, Auditing, Regulatory Compliance, Excel, Data Warehouse, Qualitative Adjustment Modeling, Credit Administration, Policy Creation, Procedure Documentation, Economic Data Interpretation

Industry

Financial Services

Description

Description ***Accepting applications through 03/23/2026 at 5 p.m. Pacific Time*** CECL Analyst Department: Credit Administration Exempt, Range 12: $76,460 annual to $114,712 annual Reports to: SVP Commercial Credit and Operations SUMMARY: With the goal of enhancing lives, fulfilling dreams and building communities this position provide supports to Credit Administration and is responsible for managing the Current Expected Credit Losses (CECL) model and reporting requirements. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned. To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Own CECL models including assumptions, portfolio segmentation decisions, and results calculations. Creation and ongoing maintenance of all CECL related documentation: desktop procedures, Policies, etc. Primary interface for internal and external parties on CECL, including auditors and regulators. Generates all CECL related reporting for internal stakeholders. Manages Qualitative Adjustment modeling and calculations. Partners with Numerica’s lending and credit teams to understand business practices related to Qualitative factor categories and ratings. Partner with Accounting, Organizational Data Management, and IT to ensure necessary data is available, accurate, and internal protocols are being followed. Responsible for ongoing model risk management and periodic evaluation of Numerica’s CECL model. Point of contact for economic data, assumptions, and forecasts utilized in Numerica’s CECL model. Performs complex financial analysis and modeling. Analyzes, interprets and communicates model results to management. Create reports from the data warehouse and other databases. Maintains knowledge and adheres to all BSA regulations and compliance standards on internal and external policies. Effectively incorporates concepts of CARES Principles in daily behaviors and interactions: Connect – Create meaningful relationships Ask – Be intentionally curious Resolve – Actively seek solutions Elevate – Never stop improving Strengthen – Be the difference SUPERVISORY RESPONSIBILITIES: This position has no formal, direct supervisory responsibilities although will work with leaders and peers in the organization to drive results. PERFORMANCE STANDARDS: Contributes to the organization's mission statement and goals by providing the highest quality of service, treating each person professionally - with warmth, courtesy, and respect, and making a personal effort to make members feel they belong and are important to the credit union. All reporting must be accurate, in balance, prepared on a timely basis, and in accordance with generally accepted accounting principles and applicable regulation. Must be able to communicate well with other credit union employees and demonstrate leadership ability. A professional attitude and appearance is vital to the success of this position. EDUCATION and/or EXPERIENCE: A minimum of 8years relevant experience or a college degree plus a minimum of four to six years’ experience. The ability to communicate verbally and in writing with others is essential. Technical proficiency in Excel (formulas and pivot tables) is preferred. Previous experience with CECL is preferred. CERTIFICATES, LICENSES, REGISTRATIONS: None required. SKILLS and ABILITIES: Ability to solve practical problems and deal with a variety of concrete variables in situations where limited standardization exists. Ability to operate a personal computer. Familiarity with bank or credit union accounting terminology, standards and acronyms is helpful. Ability to lift up to 25lbs. A significant level of trust and diplomacy is required, in addition to normal courtesy and tact. Outside contacts become important and fostering sound relationships with other entities, companies and/or individuals, becomes necessary. Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to effectively write reports, business correspondence, procedure manuals and e-mails. Disclaimer: The job description does not imply an employment contract, nor is it intended to include every duty, task or instruction for which the employee is responsible. Other tasks may be assigned, based on business need and at Management’s request. Numerica Credit Union Benefits and Perks - https://www-files.numericacu.com/production/documents/careers-employee-benefits-numerica.pdf Requirements Numerica Credit Union is an Equal Opportunity/Affirmative Action Employer Numerica Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws. If you are a qualified individual with a disability or a disabled veteran, you have the right to request a reasonable accommodation for purposes of participating in the application/hiring process with Numerica Credit Union. If you are unable or limited in your ability to use or access Numerica Credit Union’s career page at www.numericacu.com as a result of your disability, you can request reasonable accommodations by calling (509) 385-1660.

Responsibilities

This role is responsible for managing the Current Expected Credit Losses (CECL) model and all related reporting requirements, which includes owning the models, assumptions, and calculations. The analyst will also serve as the primary interface for internal and external parties, including auditors and regulators, regarding CECL matters.