Centralized Services Apprentice/ Jr. Officer/ Officer/ Sr. Officer at ADIB Candidate Experience site

Cairo, Cairo, Egypt -

Full Time

Start Date

Immediate

Expiry Date

13 Jun, 26

Salary

0.0

Posted On

15 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Operations, Document Review, Disbursement, Data Registration, Reporting, Buyout Execution, Check Movement, Auto Loans, Vendor Payments, Commission Preparation, Portfolio Update, Legal Support, Audit Support, Collection Support, SLA Adherence, UAT Testing

Industry

Banking

Description

Key Responsibilities Execute consumer credit operations activities for the non-secured facilities. Review all the received documents with the conditions stated in the credit approval. Follow disbursement steps through the bank’s system and specifying the right payment method. Register and report all the data related to credit limits, loans and guarantees. Execute of the issuance of buyout drafts to the other banks in addition to the required deals’ reversal on the system for any revised approval cases. Execute buyouts through: Place hold for buyout incremental amounts to customers’ accounts as per identified policy. Execute the issuance of buyout drafts to other Banks in addition to the required deals’ reversal on the system for any revised approval cases. Register the movement of checks, including issuing and archiving and follow up the buyout checks status with the clearing center. Execute activities related to Auto Loans: Prepare daily and monthly drafts for vendors, sales commissions and VAT commissions. Prepare approved auto sales schemes’ commissions. Update auto portfolio by all related data to insurance and car details. Support legal, audit and collection of consumer risk functions by providing the required documents in order to save the bank’s rights. Reply within SLA to the inquiries of branches, sales coordinators and risk and ensure that replies are sent on time. Prepare required reports regarding the following and ensure their submission within the set time frames.; All the data related to credit limits, loans and guarantees. Prepare ID forms to be send to CBE in accordance to identified regulations. Archive all documents after execution such as; booking, maintenance, insurance and customer requests documents as well as the approved files. Execute UAT testing and review the results to ensure correct implementation. Investigate to solve received complaints in cooperation with Consumer Rights Protection – Compliance & Governance – in accordance with the policies and procedures and identified SLA. Minimum Qualifications Bachelor degree Minimum Experience: Apprentice:0-1 years of experience Junior Officer :1-2 years of relevant experience Officer: 2-5 years of relevant experience Senior officer :5+ years of relevant experience Job-Specific Knowledge & Skills: Preferred previous internship experience/ university activities. Very good command of MS Word & MS Excel. Personal Skills Self-motivation. Communication.

Responsibilities

The role involves executing consumer credit operations for non-secured facilities, including reviewing documents against approval conditions, managing disbursement steps, and handling buyout transactions with other banks. Key duties also include registering and reporting credit data, managing auto loan activities like vendor payments, and providing necessary documentation support to legal and audit functions.