(CG) Credit Analyst - 044 at D2B

Manila, Metro Manila, Philippines -

Full Time

Start Date

Immediate

Expiry Date

12 Apr, 26

Salary

0.0

Posted On

12 Jan, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Analysis, Loan Documentation, Client Communication, Financial Analysis, Compliance, Process Improvement, Mortgage Processing, Loan Administration, Analytical Skills, CRM Systems, Digital Document Management, Attention to Detail, Organizational Skills, Interpersonal Skills, Problem-Solving, Proactive Attitude

Industry

Financial Services

Description

Position: Credit Analyst Salary range: TBD Working Hours: Mondays to Fridays, 7:00am to 4:00pm Philippine Time; Work set-up: 100% Remote work Holidays: TBD OVERVIEW: The client is seeking a highly motivated and detail-oriented Credit Analyst to join their team. In this role, you will work closely with Mortgage Brokers to assess and analyze clients' financial situations, prepare credit assessments, and coordinate loan documentation. Your role is critical in ensuring clients receive accurate, compliant, and timely lending solutions. Key ResponsibilitiesClient Documentation & Loan Support Collect, review, and accurately file all client documents, including payslips, tax returns, and financial statements. Assist Mortgage Brokers in preparing loan applications for submission. Coordinate documentation with lenders, clients, and internal processing teams. Credit Analysis & Assessment Analyze clients’ financials and prepare detailed credit assessment reports. Conduct preliminary assessments to determine borrowing capacity and eligibility. Support preparation of loan product shortlists, recommendations, and pricing requests. Client Communication & Experience Maintain professional client communication throughout the loan process. Send summaries, instructions, and digital forms for signing via platforms such as Adobe Sign. Draft compliance notes and recap emails from client meetings to ensure accurate record-keeping. Compliance & Process Improvement Ensure adherence to Australian lending regulations, NCCP, and responsible lending obligations. Assist in process improvements and adopt best practices to enhance workflow efficiency. Gradually take on broader responsibilities, including client meetings and post-settlement support. Essential Minimum 2+ years of experience in mortgage processing, loan administration, or credit analysis. Proven ability to review and verify financial and employment documents. Familiarity with Australian lenders and ability to differentiate between them. Strong analytical skills and understanding of credit assessment principles. Excellent written and verbal communication skills. Proficiency in CRM systems and digital document management (e.g., Mercury CRM, Adobe PDF/Sign). Independent, proactive, and capable of understanding broader business goals. Desirable Experience with CoreLogic/Cotality, X-Source, or Stryd. Experience in investor-focused lending and first-home buyer scenarios. Fast learner with a proactive problem-solving attitude. Personal Attributes Detail-oriented and highly organized. Client-centric mindset with strong interpersonal skills. Proactive, solution-focused, and eager to take initiative. Professional and reliable, handling sensitive financial information with discretion.

Responsibilities

The Credit Analyst will assess and analyze clients' financial situations, prepare credit assessments, and coordinate loan documentation. This role is essential for ensuring clients receive accurate and compliant lending solutions.