ABOUT PAYJOY

PayJoy is a mission-first financial service provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. We lend through our patented technology that turns a smartphone into digital collateral, and our cutting-edge machine learning, data science, and anti-fraud AI allow us to offer the lowest cost and qualify the most customers in the industry. As of 2024 we have brought billions of dollars in credit to 12 million customers, doubling in the last two years while remaining strongly profitable and sustainable for the long term.

QUALIFICATIONS

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• Bachelor’s degree in Law.

• More than 6 years of experience in in AML, AB&C, or financial crime compliance at a financial institution or regulatory body, developing internal control systems, risk rating models, and AML investigative procedures; with at least 3 years of people management experience in AML, sanctions, fraud, compliance, or operations.
• Strong knowledge of financial crime regulations and frameworks: LFPORPI, UIF guidelines, BSA/Patriot Act, FATF, OFAC, etc.
• In-depth knowledge of local financial regulations and global fintech regulatory trends.
• Strategic thinking and strong problem-solving skills; ability to navigate ambiguity and build structure.
• High proficiency in data analysis for operational performance and compliance trends.
• Strong interpersonal and executive communication skills.
• Certified Compliance Officer (Mandatory), UIF certification (Preferred) and ACAMS (Desirable).
  PayJoy is proud to be an Equal Employment Opportunity employer and we welcome and encourage people of all backgrounds. We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

THIS ROLE

The Compliance Officer is responsible for ensuring our adherence to applicable laws and internal policies while promoting a culture of compliance, ethical conduct, and risk awareness across the organization, by lead our Anti-Money Laundering (AML), Privacy, and Regulatory Compliance efforts locally as well lead and scale a team of Financial Crimes Operations Associates and collaborate cross-functionally with local and international teams.