Role
The Chief Financial Officer (CFO) is responsible for the strategic leadership of all financial aspects of AltaOne Federal Credit Union. This includes overseeing financial management and analysis, strategic planning, risk management, accounting oversight, audit management, and compliance. The CFO will direct the preparation of financial statements, forecasts, and profitability analyses while ensuring compliance with U.S. GAAP and regulatory standards. This position plays a critical advisory role to the CEO and Executive Leadership Team, supporting long-term financial sustainability and operational excellence.
Major Duties and Responsibilities
Employee must effectively carry out the following essential duties and responsibilities of this position in a manner that consistently demonstrates AltaOne Federal Credit Union’s mission, values and culture. Assumes responsibility for related duties as required or other duties which may be assigned.

Strategic & Financial Leadership

• Develop and implement the organization’s overall financial strategy and annual operating plan.
• Analyze current financial performance and forecast future growth opportunities.
• Provide strategic insight into branch and product profitability, recommending actions to maximize return.
• Communicate financial results and strategy to the CEO, Leadership team, and stakeholders.

Financial Operations

• Direct the preparation of all financial reporting: balance sheets, income statements, shareholder and regulatory reports.
• Oversee accounting operations, including general ledger, accounts payable/receivable, and payroll.
• Lead the annual budgeting and forecasting process; monitor actual performance versus budget.
• Review financial planning processes and recommend improvements for efficiency and effectiveness.

Risk & Asset Management

• Oversee asset/liability management and monitor interest rate, credit, and portfolio risks.
• Update and enforce ALM policy in accordance with NCUA regulations.
• Manage insurance and risk programs to ensure adequate coverage of credit union assets.
• Evaluate and mitigate operational and strategic financial risks. Compliance & Reporting
• Ensure compliance with all financial regulations, including the Bank Secrecy Act, Patriot Act, and OFAC.
• Lead the annual audit process and coordinate with internal and external auditors and regulatory bodies.
• Maintain current knowledge of industry trends, accounting standards, and legal regulations.

Leadership & Team Development

• Direct and mentor the Finance and Accounting departments.
• Promote a collaborative, high-performance culture aligned with AltaOne’s mission and values.
• Work with Human Resources to develop leadership capabilities within the finance team through coaching, training, and succession planning. External Relations
• Oversee or serve as the primary liaison to external auditors, regulators, investment bankers, supervisory committee, and other financial institutions.
• Represent the Credit Union in financial matters with rating agencies and industry peers.

Supervisory Responsibilities

• Oversee Audit, Compliance, Accounting and Finance teams, coaching, and performance evaluations.
• Collaborate with department leaders to monitor budgets, resource use, and alignment with strategic goals.
• Lead regular meetings to align cross-functional goals and financial planning efforts. Leadership Expectations
• Model AltaOne’s values with professionalism, empathy, and respect.
• Drive collaboration, accountability, and operational excellence across all departments.
• Prioritize continuous development, teamwork, and integrity.
• Support the Credit Union’s mission to enhance the financial well-being of its members.

Required Skills & Competencies

• Strong leadership, strategic thinking, and communication skills
• Exceptional analytical and organizational abilities
• Innovative mindset with a focus on continuous improvement
• Deep understanding of GAAP, FASB standards, and NCUA regulations
• Advanced proficiency with financial modeling, forecasting, and reporting tools

Education & Experience

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field required. Master’s strongly preferred.
• Minimum of 8–10 years of senior-level financial leadership, preferably in a credit union or banking environment. ADA Requirements

PHYSICAL REQUIREMENTS

Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance.

MENTAL AND/OR EMOTIONAL REQUIREMENTS

• Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team.
• Must be able to read and carry out various written instructions and follow oral instructions.
• Must be able to compute discount, interest, profit, and loss.
• Must be able to speak clearly and deliver information in a logical and understandable sequence.
• Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public.
• Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace.
• Must be able to effectively handle multiple, simultaneous, and changing priorities.
• Must be capable of exercising highest level of discretion on both internal and external confidential matters.
  Job Type: Full-time
  Pay: From $178,872.90 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Ability to Commute:

• Ridgecrest, CA 93555 (Required)

Ability to Relocate:

• Ridgecrest, CA 93555: Relocate before starting work (Preferred)

Work Location: Hybrid remote in Ridgecrest, CA 9355

• Oversee Audit, Compliance, Accounting and Finance teams, coaching, and performance evaluations.
• Collaborate with department leaders to monitor budgets, resource use, and alignment with strategic goals.
• Lead regular meetings to align cross-functional goals and financial planning efforts. Leadership Expectations
• Model AltaOne’s values with professionalism, empathy, and respect.
• Drive collaboration, accountability, and operational excellence across all departments.
• Prioritize continuous development, teamwork, and integrity.
• Support the Credit Union’s mission to enhance the financial well-being of its members