Chief Technology Officer (CTO) at Love Finance

Birmingham, England, United Kingdom -

Full Time

Start Date

Immediate

Expiry Date

09 Feb, 26

Salary

0.0

Posted On

11 Nov, 25

Experience

10 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Python, TypeScript, JavaScript, Node.js, Dart, Flutter, SQL, MySQL, Google Cloud Platform, GitHub, Docker, Kubernetes, OAuth2, SSO, Data Protection, Agile Delivery, Cyber Risk

Industry

Financial Services

Description

Love Finance – New Vacancy - Chief Technology Officer (CTO) – Birmingham Head Office – Hybrid Working – Salary & Package (Highly Competitive) Location: Hybrid (Birmingham HQ – Flexibility Discussed on Individual Basis) Salary & Package: Highly Competitive Type: Full-Time, Permanent Love Finance is on a mission to revolutionise lending through smart, scalable technology. As one of the UK’s fastest-growing fintechs and the team behind Lovey—our new consumer credit platform—we're building the future of responsible finance. We’re looking for a hands-on Chief Technology Officer (CTO) to lead our tech strategy, drive sprint-based delivery, and own data integrity across our lending platforms. This is a high-impact role, reporting to the board and shaping the direction of both our B2B and B2C tech products. What You’ll Do: · Define and execute the technology roadmap for our SME and consumer lending platforms · Lead and mentor a cross-functional team of 7+ developers · Architect and maintain scalable data pipelines and integrations · Oversee agile delivery cycles with clear outcomes and accountability · Ensure platform compliance with FCA, CCA, and data protection regulations · Manage third-party tech partnerships (e.g., Simform, NexGen) · Consolidate ownership of Lovey’s full technology ecosystem · Lead architectural design for data flow, resilience, and automation across lending systems · Oversee sprint governance, partner performance, and system uptime · Implement robust data and cyber risk frameworks aligned with FCA expectations · Represent technology and innovation strategy to investors and the Board Technology Background of the CTO: · Languages: Python, TypeScript / JavaScript (Node.js), Dart (Flutter), SQL / MySQL, JSON, REST, GraphQL · Cloud and Data: Google Cloud Platform (BigQuery, Cloud Run, Firestore, Pub/Sub) · DevOps and Tooling: GitHub, GitHub Actions, Terraform, Docker, Kubernetes · Monitoring: Stackdriver, Grafana, Prometheus · Security: OAuth2, SSO, IAM, ISO27001 alignment, penetration testing · Analytics and Integrations: ThoughtSpot, Provenir, LTi, HubSpot, Creditsafe, Experian, Wiserfunding, Hometrack, Infosys or TCS BaNCS The Essential Skills of the CTO: · CTO with a proven track record leading technology strategy and delivery in a regulated fintech, lender, or bank · Must have led teams under FCA or equivalent oversight · Knowledge of Consumer Credit Act, FCA frameworks, operational resilience, and data protection · A Leadership style that is accountable, delivery-driven, collaborative, bringing more than just an advisory capacity · Operated in disciplined sprint environments, delivering measurable milestones · Deep technical credibility, able to architect, query, and debug data · Strong knowledge of cloud infrastructure (GCP) and forensic data engineering · Strong communicator who can translate tech strategy into board-level insight The Desirable Skills of the CTO: · Experience working towards a banking licence or launching consumer credit products · Familiarity with AI/ML, Open Banking, and embedded finance · SMF24 Certified Join a high-growth company where you can lead from the front and build technology that genuinely makes credit better for people and businesses. Apply now to shape the future of fintech

Responsibilities

The CTO will define and execute the technology roadmap for SME and consumer lending platforms while leading a cross-functional team of developers. This role involves overseeing agile delivery cycles and ensuring platform compliance with relevant regulations.