Citi Institutional Credit Management (ICM) - Commercial Bank Underwriter (A at Citi

Mumbai, maharashtra, India -

Full Time

Start Date

Immediate

Expiry Date

31 Mar, 26

Salary

0.0

Posted On

31 Dec, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Credit Management, Risk Management, Analytical Thinking, Financial Analysis, Policy and Procedure, Risk Identification, SAS, SQL, Project Management, Interpersonal Skills, Organizational Skills, Data Analysis, Coaching, Training, Compliance, Presentation Skills

Industry

Financial Services

Description

Involved in coaching and training of new recruits Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual. 5-8 years relevant experience Previous experience in credit card risk management or equivalent training and experience preferably in the financial services industry Ability to apply credit and risk principles toward business goals Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency Must be highly organized and able to work in a fast paced environment managing multiple projects and possess effective interpersonal, organizational and analytic skills Extensive knowledge of SAS or SQL programming and literacy with MS Office software required Bachelor's/University degree or equivalent experience Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Develop recommendations to adjust credit policies by analyzing credit and financial performance utilizing statistical scoring, segmentation, regression and simulation techniques Implement initiatives to ensure consistency and compliance with credit policies Utilize SAS in a UNIX environment to perform risk, financial and data analysis including profiling, sampling, reconciliation, and quality testing Prepare risk management presentations for senior management that include analytics on portfolio performance, emerging trends and areas of opportunity

Responsibilities

The role involves coaching and training new recruits while significantly impacting project decisions through specialized advice and counsel. Responsibilities also include developing recommendations for credit policy adjustments and preparing risk management presentations for senior management.