Closer/Funder at Texans Credit Union

Richardson, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

29 Jan, 26

Salary

0.0

Posted On

31 Oct, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Service, Texas Home Equity Lending, Mortgage Processing, Communication Skills, Detail Oriented, Time Management, Teamwork, Computer Skills, Regulatory Knowledge, Loan Documentation, Problem Solving, Loan Closing, Documentation Verification, Member Experience Management, Multi-tasking, Real Estate Lending Support

Industry

Banking

Description

Description This position exists to provide superior quality customer service to members who are in the process of obtaining a Home Equity Loan, Home Equity Line of Credit and Home Improvement Loan. Closer/Funders are responsible for closing and funding mortgage loan applications from approval through delivery. The employee will maintain an open line of communication with the member and/or branch personnel as all necessary paperwork and documents are being gathered. The employee is accountable for the accuracy and completeness of all loan documentation with a focus on loan closings, as well as to ensure compliance to Texans Credit Union Policy, State and Federal regulations. Major Duties and Essential Functions Review of files and documents contained therein for completeness with updates noted for loan officer review. Assist with clearing underwriting conditions prior to closing. Requests any additional documentation necessary such as land surveys, appraisals, inspections, etc. Provide support to Real Estate Lending leadership, Loan Processors and Underwriters, and Loan Officers. Assist and communicate with all departments as required to resolve outstanding issues. Coordinates loan closings with branch staff, loan originators, loan processors, members, real estate agents, and title companies. Ensures all conditions of loan approval are cleared prior to closing. Verifies closing package documentation, funds loan after closing, and inputs loans into core system to include any entries to GL and/or bank accounts. Ensure all loan files contain documents with proper signatures, dates, and all other required data. Verify completion of HMDA on all closed loans. Assist loan originators, loan processors, and underwriters with denied and withdrawn files. Requirements Specific knowledge, skills, and abilities required for this position: Provide excellent member service and develops relationships with internal and external members. Good working knowledge and proficient understanding of Texas Home Equity Lending and Requirements Proficient in Mortgage/Home Equity loan processing with a good understanding of Mortgage/Home Equity products Excellent written and verbal communication skills Detail oriented Ability to work on multiple files simultaneously Understand the fundamental aspects of mortgage lending /secondary market Ability to thrive in a team and ever-changing high production loan environment Good computer skills including a working knowledge of Microsoft Office products Excellent time management skills Fundamental understanding Symitar, Episys and Temenos LOS Basic/Core knowledge of CFPB-Dodd/Frank Ability to Repayment requirements and TRID regulatory parameters. Assist with managing member experience with the loan process end to end. Completes any other job- related duties needed that reinforce Texans Credit Union’s EPIC values, traits, and behaviors. Education: HS Diploma or Equivalent Experience: Minimum 2 years Closing/Funding Experience

Responsibilities

The Closer/Funder is responsible for closing and funding mortgage loan applications, ensuring all necessary paperwork is accurate and complete. They maintain communication with members and branch personnel throughout the loan process.