CO Financial Well Being Specialist at MERITRUST CREDIT UNION

Broomfield, Colorado, United States -

Full Time

Start Date

Immediate

Expiry Date

18 Apr, 26

Salary

36.48

Posted On

18 Jan, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Coaching, Budgeting, Debt Management, Credit Building, Savings Strategies, Retirement Basics, Communication Skills, Technology Proficiency, Problem Solving, Empathy, Active Listening, Adaptability

Industry

Banking

Description

Job Details Level: Experienced Job Location: BROOMFIELD, CO 80021 Position Type: Full Time Education Level: 4 Year Degree Salary Range: $29.19 - $36.48 Hourly Travel Percentage: Up to 25% Job Shift: Day Job Category: Banking We recognize that in order to meet the needs of our communities, we must represent our communities. Our success relies on creating a culture where we have diverse perspectives and a true sense of belonging. This is a journey, and we pledge to do more than simply check the box. When you join the Meritrust team, your benefits will include: Comprehensive medical insurance plan Dental and vision insurance Generous paid-time-off 12 paid holidays Annual bonus (based off of annual results/scorecard each year) 401(k) plan Wellness program Tuition assistance Employee loan discount Employee Assistance Program (EAP) Life and disability coverage What sets working for Meritrust apart? Career development and pathing opportunities to move into leadership roles or other lines of business within MCU such as Commercial Lending, Finance, Marketing, Underwriting, Member Solutions, Training, Human Resources, and more. Supportive and engaging work environment. A wellness and sustainable work culture that puts family, Mother Nature, our community, and your health first. A work environment that encourages personal as much as professional growth, teamwork to make the dream work, and treating everyone equally. Studies have shown that individuals from marginalized and or historically underrepresented groups may be less likely to apply for jobs unless they meet every one of the qualifications listed. We are most interested in finding the best candidate for the job. We would encourage you to apply for a job at Meritrust Credit Union, even if you don’t meet every one of our qualifications listed. This is a full-time position working 40 hours a week, Monday-Friday 8:00am - 5:00pm. Position Description: The Financial Well-being Specialist/Coach is responsible for providing expert guidance, support, and education to individuals or groups on managing personal finances, improving financial literacy, and achieving long-term financial goals. This role focuses on empowering clients to take control of their financial health through coaching sessions, workshops, resources, and ongoing support. This role also works to develop and maintain relationships with community organizations to gain knowledge and understanding of their financial educational needs, prepare and deliver programs to support those needs. The position plays a key role in developing strategic growth initiatives of the financial wellbeing and education program within our communities. ESSENTIAL FUNCTIONS: Financial Coaching: Provide one-on-one or group coaching sessions to individuals seeking advice on budgeting, saving, investing, debt management and financial planning. Provide guidance through financial decisions and help them understand the implications of their choices. Education & Workshops: Support the delivery of workshops, webinars, and presentations on financial literacy topics such as budgeting, how credit works, establishing/maintaining credit, debt reduction, financial goal setting, developing savings plans. Assess Financial Health: Work with clients to assess their current financial situation, identify goals, and create personalized financial plans tailored to their needs. Evaluate clients’ financial situations by reviewing their financial documents, i.e. tax returns, accounts/statements and credit reports. Provide Resources: Recommend tools, resources, and strategies to help clients improve their financial behaviors, including budgeting software or spreadsheets, savings strategies and debt repayment techniques. Goal Setting & Action Plans: Understand clients’ financial goals and aspirations. Assist clients in setting achievable goals and create tailored action plans and strategies to improve their financial well-being. Ongoing Support: Offer continuous support through follow-up sessions, ensuring clients stay on track with their financial goals and make necessary adjustments to their plans. Monitor clients’ progress towards their financial goals and assist them in overcoming financial challenges and roadblocks. Confidentiality & Ethics: Maintain a high level of professionalism, confidentiality, and ethical standards when handling clients’ personal financial information. Stay Current: Keep up to date with the latest financial trends, products, and regulatory changes to provide accurate and relevant guidance Final Compensation for this position will be determined by various factors such as relevant work experience, specific skills and competencies, education, certifications, and internal pay equity. We anticipate this position to close within 30 days of posting. Please submit your application at your earliest convenience to be considered. You may not check every box, or your experience may look a little different from what we've outlined, but if you think you can bring value to Meritrust Credit Union, we encourage you to apply! Thank you for your interest in Meritrust Credit Union. Qualifications Education/Certification: Bachelor’s degree in finance, Economics, Social Work, Business Administration, or a related field. Relevant certifications (e.g., AFC®, CFP®, or HUD Housing Counselor) are a plus. Required Knowledge: Strong understanding of personal finance topics including budgeting, credit, savings, debt management, and banking. Familiarity with financial challenges faced by underserved and immigrant communities. Knowledge of financial assistance programs, public benefits, and community resources. Experience Required: Minimum of 2 years of experience in financial coaching, counseling, or a related client-facing role. Demonstrated experience working with bilingual or multicultural populations. Experience delivering educational content in group and individual settings. HARD/TECHNICAL SKills/Abilities: Personal Finance Knowledge: Budgeting, debt management, credit building, savings strategies and retirement basics. Financial Coaching Techniques: Goal setting, motivational interviewing, behavior change strategies. Banking Product Knowledge: Deposit/savings products, credit products, mortgages. Communication Skills: Strong written and verbal, presentation skills. Technology Proficiency: CRM, MS Office Suite, other webinar platforms. Problem Solving: Finding creative solutions for financial challenges. Empathy & Active Listening: Building trust with individuals in sensitive financial situations. Adaptability: Adjusting to regulatory changes and evolving program needs. WORKING CONDITIONS Standard office conditions Low to moderate noise Limited lifting up to XX lbs. This description has been reviewed to ensure that only essential functions and basic duties have been included. Peripheral tasks, only incidentally related to each position, have been excluded. Essential functions, requirements, skills, and abilities included have been determined to be the minimal standards required to successfully perform the positions. In no instance, however, should the duties, responsibilities, and requirements delineated be interpreted as all-inclusive. Additional functions and requirements may be assigned by supervisors as deemed appropriate. In accordance with the Americans with Disabilities Act, it is possible that requirements may be modified to reasonably accommodate disabled individuals. However, no accommodations will be made which may pose serious health or safety risks to the employee or others or which impose undue hardships on the organization. The Credit Union believes that each employee makes a significant contribution to our success. That contribution should not be limited by the assigned responsibilities. Therefore, this job description is designed to outline primary duties, qualifications, and job scope, but not limit the incumbent. It is our expectation that each employee will offer his/her services wherever and whenever necessary to ensure the success of our endeavors. Job descriptions are not intended as and do not create employment contracts. The organization maintains its status as an at-will employer. Employees can be terminated for any reason not prohibited by law.

Responsibilities

The Financial Well-being Specialist is responsible for providing guidance and education on personal finance management. This includes coaching sessions, workshops, and developing relationships with community organizations to address financial educational needs.