Collector at Texans Credit Union

Richardson, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

20 Feb, 26

Salary

0.0

Posted On

22 Nov, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Customer Service, Collections, Problem Solving, Communication, Attention to Detail, Organizational Skills, Teamwork, Self-Motivation, Reliability, PC Knowledge, Billing Procedures, Collections Procedures, Goal Orientation, Integrity, Collaboration, Innovative Thinking

Industry

Banking

Description

Description Texans Credit Union is looking for people who love helping others and have a true passion for providing out-of-this-world service. The passion and dedication we have for our members is as big as our pride for Texas! Not only does the work we do every day impact our members’ lives, we also get to work with really talented and fun people. Our culture rewards incredible member service, innovative thinking, and hard work. If you are looking for a place to grow while doing work that means something, check us out. We here at Texans are seeking a Collector that is collaborative and meticulous. This Collector will be responsible for collecting delinquencies while at the same time reinforcing Texans Credit Union’s values and mission of member advocacy. Position Purpose and Objectives The duties of a Collector include collection calls and/or correspondence in a fast-paced goal-oriented collections department. Objective is to reduce delinquent loans and reduce credit union losses. Provide customer service regarding collection issues, process customer refunds, process and review account adjustments, resolve client discrepancies and short payments. Responsible for monitoring and maintaining a group of assigned accounts. Major Duties and Essential Functions Embraces the core values of Texans CU including excellence, people, integrity, and collaboration. Manage a portfolio of delinquent accounts that are in early-stage delinquency. Collect and resolve problems on delinquent accounts by contacting members by phone, mail, or email. Maintain delinquency ratio and net charge off ratio determined by management. Communicate with other departments such as Lending, Card Services, Member Connect, Member Connect Support, and the branches. Correct loan errors and demographic errors on accounts, Send compliance letters, place hold on accounts and services. Resolve single interest insurance problems. Assist members by answering questions on other credit union services. All other duties as assigned or required. Positions directly supervised: None Requirements Specific knowledge, skills, and abilities required for this position: Must be able to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form. Self-motivated, detailed and thorough work habits, people oriented; organized. Reliable; able to work independently and as a team member. Effective oral and written communication skills; ability to handle stress. PC knowledge and experience. Must be able to understand internal policies and procedures and correctly apply them in normal and unusual circumstances. Knowledge and ability to operate on-line collection system and Microsoft Office. Knowledge of billing and collections procedures Strong attention to detail, goal oriented Commitment to excellent customer service Education: Equivalent to a high school education. Preferred Experience: Previous experience with financial institution or credit union, preferably in collections or account reimbursements. One to two years of recent debt collection experience preferred.

Responsibilities

The Collector is responsible for collecting delinquencies while reinforcing the values and mission of Texans Credit Union. This includes making collection calls, resolving issues on delinquent accounts, and maintaining a portfolio of assigned accounts.