Commercial Banker at First Citizens Bank and Trust Company

San Diego, California, United States -

Full Time

Start Date

Immediate

Expiry Date

22 Jun, 26

Salary

0.0

Posted On

24 Mar, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Business Development, Financial Analysis, Credit Underwriting, Commercial Lending, Deposit Services, Cash Management Solutions, Sales Planning, Forecasting, Relationship Management, Client Engagement

Industry

Banking

Description

Overview Forever Strong. What sets First Citizens apart Strong leadership, enduring values and a commitment to helping people and businesses prosper. As a Commercial Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals. Commercial Bankers develop and maintain an active prospect list, customer outreach plan and quality referral sources. They are the primary contact for borrowing needs, on average, over $5MM and engage bank partners to provide a full range of deposit and related business services. #LI-JR1 Responsibilities In this role you will get to: Make an impact by contributing to the growth of the bank through commercial loans, deposits and fee income. Leverage your network to engage with local business owners and companies to develop business lending opportunities. Represent the bank in the community by attending and participating in civic, community and networking events. Engage in an efficient loan approval process with open communication and exposure to local credit partners. Be part of a collaborative team with various bank partners to support and deepen the full client relationship. Qualifications Bachelor's degree with a minimum of 6 years experience in business or commercial lending, credit or business development. -Or- High school diploma or GED with a minimum of 10 years experience in business or commercial lending, credit or business development. Additional Requirements: Business development experience Financial analysis and credit underwriting skills Knowledge of commercial lending, deposit and cash management solutions Ability to provide financial guidance and expertise Sales planning and forecasting experience Preferred Qualifications: Established COI's and referral sources The base pay for this position is generally between $166,425 and $221,900. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.

Responsibilities

The Commercial Banker is responsible for developing and expanding relationships with business owners to meet their financial goals, which includes maintaining prospect lists and serving as the primary contact for borrowing needs over $5MM. This role contributes to bank growth through commercial loans, deposits, and fee income while representing the bank in community events.