ABOUT FINALLY

finally is one of America’s fastest-growing and most exciting fintech companies, focused on being the premier financial automation platform for SMBs. Our innovative product suite integrates Credit & Banking, Billing & Invoicing, Bookkeeping, and Taxes, all harmonized through cutting-edge artificial intelligence to aid Small to Medium-sized businesses. Finally aims to declutter financial operations, providing businesses with a seamless financial journey, allowing them to focus on what truly matters – their growth.
We’re headquartered in sunny South Florida and we raised $200 million dollars just in 2024 to bolster our growth, to innovate, and to continue to serve our customers. Our company has more than 250 individuals today across 3 offices. We’re proud to serve as the official corporate card and spend management platform for iconic sports franchises like the Florida Panthers, Miami Heat, and Chicago Bulls.

QUALIFICATIONS/PRIOR EXPERIENCE/PERSONAL PROFILE:

• Experience: Between 3 - 5 years of experience analyzing small to medium sized business customers from a credit/lending perspective at a lending fintech, commercial bank, or credit card company. Prior credit/charge card experience is a definite plus.
• Education: Degree from a reputable institution in a quantitative field.
• Analytical Skills: Strong ability to analyze complex data sets and identify anomalies. SQL and Python skills are a definite plus.
• Attention to Detail: Keen eye for detail to spot inconsistencies and potential fraud indicators.
• Communication Skills: Excellent written and verbal communication skills for reporting and collaborating with team members.
• Technical Proficiency: Familiarity with fraud detection tools and software from a variety of 3rd-party providers.
• Problem-Solving: Ability to think critically and solve problems effectively using data and past experience to form an opinion and make judgments.
• Environment: Ability to work under pressure in a fast-paced, startup environment. The role is currently Virtual with the possibility of a Salt Lake-area office.

RESPONSIBILITIES:

• Fraud Detection: Utilize past experience and fraud tools to identify fraudulent applications and suspicious behaviors while onboarding potential customers.
• Transaction Monitoring: Continuously monitor business credit card transactions for signs of fraud.
• Data Analysis: Analyze transaction data to identify patterns and trends that may indicate fraudulent activity.
• Investigation: Conduct thorough investigations into suspicious applications and transactions.
• Reporting: Prepare detailed reports on fraud cases, including findings and recommendations for preventing future incidents.
• Collaboration: Work closely with other departments, such as Revenue, Customer Service, Legal, and Compliance, to address and resolve fraud cases.
• System Improvements: Recommend and implement improvements to fraud detection systems and processes.