Commercial Credit Analyst at Arizona Financial Credit Union

Phoenix, Arizona, United States -

Full Time

Start Date

Immediate

Expiry Date

05 Apr, 26

Salary

0.0

Posted On

05 Jan, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Microsoft Office, JHA, Commercial Lending, SBA Lending, Credit Regulations, Problem Solving, Interpersonal Skills, Communication, Financial Spreads, Loan Presentations, Portfolio Management, Tax Returns, Teamwork, Adaptability, Time Management, Work Ethic

Industry

Banking

Description

Description Job Summary Overview The position is responsible for spreading business financials and tax returns in Bukers/Sageworks for commercial underwriters and portfolio managers. Essential Job Functions Spreads personal tax returns in Bukers/Sageworks. Assists Underwriting and Portfolio Management in the completion of financial spreads, Annual Reviews, Loan Presentations, and any other Underwriting and Portfolio Management related reports. Assists in the ordering of third-party reports as deemed necessary for underwriting and ongoing portfolio management. Assists Underwriting group with completion of financial spreads in Bukers/Sageworks, Loan Presentations and Modification Memos. Assists Portfolio Management group with completion of financial spreads in Bukers/Sageworks, Annual Reviews, and Portfolio Management reports. Orders both personal and business credit reports. Ability to complete work in a timely manner from a remote location and accessibility to meet at AFCU Ops center when necessary for team meetings, training, or other related activities. Performs other job-related duties as assigned. Requirements Position Required Qualifications Required Qualifications High School diploma or GED and two-five (2-5) years’ experience in loan support systems. Knowledge, Skills, and Abilities Knowledge of Microsoft Office and JHA. In-depth knowledge of commercial and SBA lending along with compliance and credit regulations. Professional written, verbal communication, problem solving, and interpersonal skills, along with the ability to produce quality work within tight time frames while managing multiple assignments. Ability to work on core processing systems (JHA) and department specific processing systems (Command Center). The position requires a strong work ethic, the ability to prioritize and adapt to changing deadlines, advanced interpersonal skills, excellent communication, strong problem-solving skills, and the desire to work as a team to support the overall success of the Bank. Persons in this position must possess a strong knowledge base about conventional, SBA 7(a) and SBA 504 loan programs, policies, and procedures. Licenses, Training, and Certifications Required None. Preferred Qualifications College degree or any relevant banking industry certification. SBA lending experience. Hybrid Work Environment and Physical Demands Occasional lifting, 25 pounds or less. Sitting and standing for extended periods of time. Working on a computer for extended periods of time. NOTE: The job description is intended to be generic in nature. It is not an exhaustive list of all duties and responsibilities. Requirements listed in the above qualifications and physical requirements are representative of the knowledge, skill, abilities, physical demands, or work environment required or encountered that must be met by an employee to successfully perform each duty and each function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions. Employees who work from home must have business operational internet to complete work tasks and communicate via video call or chat messaging systems in a dedicated workspace.

Responsibilities

The Commercial Credit Analyst is responsible for spreading business financials and tax returns in Bukers/Sageworks for commercial underwriters and portfolio managers. They assist with financial spreads, annual reviews, loan presentations, and ordering third-party reports as needed.