WHY GM FINANCIAL?

GM Financial promotes an inclusive Culture to Win that is centered around leading with core values, empowering team members, and accomplishing strategic priorities while supporting our community and earning customers for life. We invite YOU to join an innovative team of trend-setters in the automotive finance industry.

EXPERIENCE

• High School Diploma or equivalent required, Bachelor’s Degree in Accounting, Finance or in related field preferredPrevious automotive lending and/or credit buying experience preferred
• 
  What We Offer: Generous benefits package available on day one to include: 401K matching, bonding
  leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay and nine company holidays.
  Our Culture: Our team members define and shape our culture — an environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging. Here we do more than work — we thrive.
  Compensation: Competitive pay and bonus eligibility
  Work Life Balance: Flexible hybrid work environment
  

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ABOUT THE ROLE:

You as The Commercial Credit Analyst are responsible for researching and analyzing credit risks, assessing credit history and approving or denying extension of credit to potential commercial customers. You will develops and maintain positive business relationships with dealers, field sales staff and supporting departments within GM Financial, and renders appropriate credit decisions for commercial financing requests.

IN THIS ROLE YOU WILL:

• Analyze commercial credit applications to determine the degree of risk involved in extending credit and make prudent business decisions to approve or deny the extension of credit within established credit authority
• Analysis of financial statements, collateral, debt service, personal financial statements and personal cash flow, as applicable to the size and complexity of the commercial transaction
• Develop and maintain business relationships with dealership personnel that ensure volume objectives and credit quality while maintaining acceptable service levels
• Effectively maintain consistent purchase policy based on dealer support, portfolio liquidation, and management direction
• Perform outbound calls to GM dealer body in an effort to educate on GM Financial Commercial products to increase and establish captive relationship