Commercial Credit Analyst at Sunflower Bank NA

Dallas, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

12 May, 26

Salary

0.0

Posted On

11 Feb, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Commercial Lending, Credit Analysis, Microsoft Office Suite, Salesforce.com, nCino Bank Operating System, Verbal Communication, Written Communication, Financial Statements, Attention to Detail, Confidentiality, Industry Trends, Market Conditions, Regulatory Requirements, Loan Documentation, Loan Pricing, Financial Performance

Industry

Banking

Description

Description At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank, N.A. at sunflowerbank.com. Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the full-time position of Commercial Credit Analyst in Dallas, TX. Description: The Commercial Credit Analyst will support Commercial Portfolio Managers in every aspect of the latter’s day-to-day activities. Responsibilities: Become efficient in the use of all system and procedures used by the portfolio management group in its daily functioning including spreading software, projection and modeling software, credit approval software and formats for all formal credit recommendations of various types. Be strong source of support to PMs by producing inputs vital to the latter’s various projects such as financial spreads, charts, models and other components; such projects to include new extensions of credit, amendments/waivers, annual reviews, and other assignments. Acquire a basic understanding of the bank’s metrics and conditions for extending credit to its client applying that understanding on a daily basis. Acquire a basic understanding of the bank’s metrics and conditions for tracking its client’s operating/financial performance after a loan is made including covenant and borrowing base compliances. Become the department’s expert for performing industry overviews summarizing those industry conditions most effecting the operating/financial performance of the bank’s prospects and clients. Become familiar with loan documentation and capable of producing summaries of important loan conditions and collateral structures. Become familiar with loan pricing and capable of producing summaries of a client’s profitability and the return on bank equity produced by its relationship with the bank. Gain an understanding of those ancillary products important to building the bank’s relationship with its commercial/corporate clients and assist representatives of those product areas when necessary Education / Experience Preferred: Bachelor’s Degree in Accounting, Finance or other applicable undergraduate or graduate degree. 1+ years in commercial lending and credit analysis. Must possess excellent Microsoft Office Suite skills, specifically Word/Excel. Must possess aptitude for learning new systems and applications quickly, specifically Salesforce.com and nCino Bank Operating system. Must possess excellent verbal and written communication skills. Must possess ability to prioritize and complete tasks or projects on time with a high level of accuracy and strong attention to detail. Must have the ability to remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally. Ability to handle sensitive information with complete confidentiality and professionalism. Must possess ability to understand financial statements, including balance sheets, income statements, and cash flow statements. Travel will be required, as needed. Pay is dependent on knowledge, skills, abilities, experience, and location. Working Conditions The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus. Sunflower Bank Benefits People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team. Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are: Rooted in Strength Propelled by Growth Individuals in a Great Whole Creating Possibility Community Focused Associates enjoy outstanding benefits, including: 401(k) Plan with 6% Match Health/Dental/Vision Insurance Company-paid Life Insurance Tuition Reimbursement Fitness Reimbursement Paid Time Off Volunteer Leave Paid Holidays Plus many more associate perks & incentives! If you qualify, apply online at www.sunflowerbank.com/careers. You’ve never worked anyplace like Sunflower Bank! EOE/AA: Minorities/Females/Disabled/Vets Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law. Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days. If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location-specific notices is available on our privacy policy.

Responsibilities

The Commercial Credit Analyst will support Commercial Portfolio Managers by producing vital inputs for projects such as financial spreads, charts, and models. They will also become familiar with loan documentation and assist in understanding the bank's metrics for extending credit.