Commercial Credit Officer Third Party Risk, Assistant Vice President at Citi

Jacksonville, Florida, United States -

Full Time

Start Date

Immediate

Expiry Date

12 Mar, 26

Salary

0.0

Posted On

12 Dec, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Analytical Thinking, Financial Analysis, Credit Risk, Risk Identification, Communication Skills, Problem Solving, Team Player, Interpersonal Skills, Process Improvement, Stakeholder Engagement, Change Management, Client Risk Assessment, Portfolio Management, Governance, Policy Compliance, Diversity Advocacy

Industry

Financial Services

Description

Independently review and assess business problems, leveraging extensive knowledge of industry standards and practices to evaluate potential risks in assigned portfolios. Identify emerging threats and implement mitigation strategies. Analyze and suggest improvements in credit risk processes for assigned portfolio based on in-depth analysis and industry best practices. Ensure the appropriateness and completeness of credit risk components, validating their usage trends. Manage risk through various means, including spreading of client business, financial statement analysis, recognizing potential client risk early, periodic financial statement reviews, tracking financial covenants, and monitoring borrowing base credit facility compliance. Communicate any potential risks to senior management, providing regular updates about the status of their Reviews. Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty. Demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures. Challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes. Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization. Proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda Focuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities. Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team. Takes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness. Anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements. Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals. Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals. Enthusiastically promotes the unique needs and preferences of colleagues; makes active commitment to help colleagues achieve balance, well-being, and development. Leverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities. Empathetically listens and understands others' positions before acting on issues; works to amplify voices that are minimized in the workplace Assess quality of assigned portfolios, including identification and evaluation of emerging risks. Provide autonomous assessment of the accuracy and appropriateness of risk ratings and classifications of the assigned portfolios. 5-8 years of experience Expertise in resolving complex business problems independently using analytical thinking and logical reasoning. Ability to filter, prioritize, and validate complex and dynamic material. Experience in maintaining quality and consistency standards in Fundamental Credit Risk documents. As a member of the Third Party Credit Risk Group (TPCRG), the position is a part of the Global Commercial Risk function within Business & International Risk (BIR). The function owns the Global Third Party Credit and Performance Risk Policy and manages and mitigates potential losses, safeguarding the company's financial stability and supporting sustainable business growth. 5+ years of work experience, preferably in financial and/or credit analysis Knowledge of credit risk measures and basic accounting Commercial credit experience, including analyzing corporate financial statements Ability to analyze complex data, prioritize critical information, make informed decisions and present conclusions Excellent interpersonal and communication skills, including the ability to articulate ideas clearly and adapt communication styles to suit different audiences Ability to prioritize and remain organized in a fast-paced environment Good team player and excellent work ethics Third party management experience would be a plus Experience with interacting with senior management, regulators, internal and external audit would be a plus ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Credit Risk ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Anticipated Posting Close Date: Dec 18, 2025 ------------------------------------------------------

Responsibilities

Independently review and assess business problems to evaluate potential risks in assigned portfolios. Communicate any potential risks to senior management and implement mitigation strategies.