Commercial Credit Products Quality Assurance and Improvement Analyst at Regions Bank

Hoover, Alabama, United States -

Full Time

Start Date

Immediate

Expiry Date

25 Sep, 26

Salary

85281.0

Posted On

27 Jun, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Commercial Credit Analysis, Transaction Testing, Data Analysis, SOX Reporting, Loan Underwriting, Covenant Accuracy, Collateral Quality, Written Communication, Verbal Communication, Research

Industry

Banking

Description

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice. Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system. Job Description: At Regions, the Commercial Credit Products Quality Assurance and Improvement Analyst supports the transaction testing program for loans underwritten by Commercial Credit Products to ensure quality and consistency of approval documentation prior to approval submissions. Primary Responsibilities Reviews specific components of assigned loan sample groups, including spreading quality, pre-booking covenant accuracy, TPE/MUST identification, and collateral quality Documents all transaction test results in a detailed line sheet and summarizes issues identified during the transaction test in each testing point category Serves as a portfolio SOX reports liaison, researching report errors and working directly with underwriters, portfolio managers and team leaders for timely remediation and attestation Detects thematic issues and identifies opportunities for system improvements and/or additional training Partners with Process and Performance team when opportunities are identified for supplementary training or process improvement for the group This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay. Requirements Bachelor’s degree in Accounting, Business, or Finance Three (3) years of commercial credit analysis experience Skills and Competencies Ability to research, analyze data, and derive facts Ability to work under pressure and meet deadlines Strong verbal and written communication skills Position Type Full time Compensation Details Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job. The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position. Job Range Target: Minimum: $67,878.20 USD Median: $85,281.00 USD Incentive Pay Plans: This job is not incentive eligible. Benefits Information Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions. Paid Vacation/Sick Time 401K with Company Match Medical, Dental and Vision Benefits Disability Benefits Health Savings Account Flexible Spending Account Life Insurance Parental Leave Employee Assistance Program Associate Volunteer Program Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser. https://www.regions.com/about-regions/welcome-portal/benefits Location Details Charlotte Uptown Location: Charlotte, North Carolina Equal Opportunity Employer/including Disabled/Veterans Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company. About Regions At Regions, our culture focuses on five core values that are a commitment to how we will do business: Put people first Do what is right Focus on your customer Reach higher Enjoy life Through these values, our mission to make life better drives our desire to improve and make a positive difference in the communities where we work and live through financial investments and volunteering.

Responsibilities

The analyst supports the transaction testing program for commercial credit loans to ensure quality and consistency of approval documentation. Key duties include reviewing loan sample groups, managing SOX reports, and identifying opportunities for process improvements.