Commercial Credit Risk Analyst - SME at FleetPartners

Auckland, Auckland, New Zealand -

Full Time

Start Date

Immediate

Expiry Date

03 Jun, 26

Salary

0.0

Posted On

05 Mar, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Analysis, Credit Risk Assessment, Credit Memorandum Preparation, Credit Decisioning, Financial Statement Review, Risk Management, Interpersonal Skills, Attention To Detail, Time Management, Liaison, Commercial Acumen

Industry

Financial Services

Description

FleetPartners is an ASX-listed established leader in vehicle fleet leasing, fleet management and diversified financial services sectors across New Zealand and Australia. FleetPartners offers consumers, businesses, not for profit organisations and government agencies access to solutions including fleet leasing, fleet management services, and novated leasing. In New Zealand, FleetPartners funds vehicles for businesses only, ranging from large corporate to small business customers. THE ROLE: This role is responsible for managing credit risk by assessing Corporate and SME credit applications in alignment with FleetPartners Group’s credit policy. It includes performing key credit administration functions and providing support to the broader credit team to ensure accurate, timely, and compliant credit decisioning. Some of your key responsibilities will be (but not limited to): Analyse financial information, counterparty credit risk, asset risk and security structure of corporate transactions brought in by the Business Development & Relationship teams Prepare credit memorandum and approve within the DLA (Delegated Lending Authority) or refer with recommendation to Senior Credit Manager when outside the DLA Manage & analyse SME credit application submitted via scorecard ABOUT YOU: This role is suited to an experienced Commercial or SME Credit Analyst who is confident assessing business lending and making sound credit decisions. You will bring strong financial analysis capability, with the ability to interpret and assess financial statements to identify key risks and opportunities. With a commercially minded approach, you are comfortable balancing risk with business outcomes while working closely with internal stakeholders to support responsible lending decisions To be successful in this role you will have: 2 + years' experience in similar commercial SME role ideally within auto finance environment (not essential) Ability to review financial statements Excellent interpersonal skills with a demonstrated ability to liaise with team members, staff across the business and external stakeholders High degree of accuracy and attention to detail in relation to financial calculations, credit verifications and all matters associated with the preparation of credit memorandum Good time management skills with ability to deliver to deadlines THE PERKS: Our employee benefits are continually evolving to meet the needs of our people. They currently include - Up to 27 days annual leave per annum Subsidised Southern Cross Health Insurance Flexible and hybrid working arrangements Generous paid parental leave Learning and development opportunities Corporate retail discounts. and more! If you’re an experienced Commercial or SME Credit professional who enjoys analysing complex deals and partnering with stakeholders to deliver sound credit outcomes, we’d love to hear from you. Join FleetPartners and play a key role in supporting responsible growth across our corporate and SME portfolio. Offer of employment with FleetPartners Group is conditioned upon the successful completion of a background check, subject to applicable laws and regulations. Offer of employment with FleetPartners Group is conditioned upon the successful completion of a background check, subject to applicable laws and regulations.

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Responsibilities

This role is responsible for managing credit risk by assessing Corporate and SME credit applications in alignment with the group's credit policy, which includes performing key credit administration functions. Key duties involve analyzing financial information, counterparty risk, and asset structure, preparing credit memorandums, and managing SME applications submitted via scorecard.