About the roleWorking within a fast-paced, entrepreneurial retail environment, the Commercial Finance Analyst plays a key role in supporting the performance and profitability of our Retail division across both stores and ecommerce. Partnering closely with teams including Retail, Digital Trading, Digital Partnerships and Performance Marketing, you will provide insightful financial analysis, take ownership of specific budget areas, lead month-end activities for your cost centres, and help drive informed commercial decision-making across the business. This is an excellent opportunity for a commercially minded finance professional who enjoys building strong stakeholder relationships and contributing to business growth.

• RESPONSIBILITIES:Month-End & ReportingPrepare month-end journals, reconciliations and reporting for designated cost areas.
• Review P&L performance, investigating variances and identifying key commercial drivers.
• Produce and present monthly reporting packs and finance insights to stakeholders.
• Support turnover rent reporting, audit requirements and the successful delivery of month-end deadlines.
• Budgeting & ForecastingOwn the annual budget process for assigned cost areas.
• Develop and maintain rolling forecasts, providing accurate and timely financial updates.
• Analysis & Business PartneringAnalyse sales, profitability and business performance trends across stores and ecommerce.
• Partner with key stakeholders to review spend, challenge assumptions and support decision-making.
• Support commercial projects, business opportunities and sales target setting through financial analysis.
• Drive continuous improvement by enhancing processes, automating reporting and delivering ad hoc analysis as required.

• EXPERIENCE / SKILLS REQUIRED:2–4 years in management accounting, ideally in retail, ecommerce or a consumer brand, with proven commercial understanding and a desire to move into a more commercial, business-facing role
• Working towards a professional qualification (CIMA, ACCA or ACA) or newly qualified accountant with hands-on month-end experience: journals, accruals, prepayments and balance sheet reconciliations
• Advanced Excel – lookups, sumifs, pivot tables, financial modelling
• Experience with a BI tool (eg Power BI) and an accounting system (eg SUN)
• Solid understanding of retail and ecommerce economics: full price/markdown, AOV, ASP, returns rates, gross margin, marketing and fulfilment costs
• Organised and accurate, able to manage competing deadlines during month-end and budget season
• Clear communicator who can explain numbers to non-finance colleagues

The Role

• Deliver insightful trading and commercial reporting, identifying key trends, risks and opportunities to support business performance.
• Analyse sales, margin, stock and profitability metrics, providing recommendations that drive informed decision-making.
• Partner closely with Retail, Marketing and Head Office teams, acting as a trusted advisor on financial performance and commercial opportunities.
• Support the Head of Retail with performance reporting, payroll analysis and profitability insights to help maximise store performance.
• Produce clear and concise variance analysis against budget, forecast and prior year, translating complex data into actionable recommendations.
• Evaluate the performance and return on investment of new stores, marketing activity and strategic business initiatives.
• Support the annual budgeting and forecasting process, taking ownership of key sales, margin and cost areas.
• Build robust financial models to support planning, investment decisions and wider commercial projects.
• Create compelling financial presentations, using analysis and commentary to bring business performance to life.
• Develop and enhance reporting, dashboards and management information to improve visibility of commercial performance.
• Identify opportunities to automate and streamline reporting processes, driving efficiency and continuous improvement across Finance.
• Contribute to high-profile ad hoc projects, including new store appraisals, commercial business cases and strategic analysis for senior leadership.
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You'll be great in this role if you

• Have experience in Commercial Finance, FP&A or a Finance Analyst position.
• Enjoy using data and analysis to influence business decisions and drive commercial performance.
• Are highly proficient in Excel and comfortable building financial models.
• Have hands-on experience with budgeting, forecasting and month-end reporting.
• Can communicate complex financial information in a clear and engaging way.
• Build strong relationships quickly and are confident partnering with stakeholders across the business.
• Take a proactive, curious approach and enjoy challenging the status quo.
• Thrive in a fast-paced environment and can balance multiple projects and deadlines.
• Bring retail, fashion or consumer sector experience, although this isn't essential.
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