ESSENTIAL SKILLS & EXPERIENCE

• Proven experience in commercial finance, business banking, or lending
• Strong understanding of UK financial products and business lending options
• Excellent communication, negotiation, and interpersonal skills
• Commercial acumen and the ability to think creatively in deal structuring
• Confidence working in a fast-paced, client-facing environment
• Strong attention to detail with the ability to analyse financial documents
• Degree in Finance, Business, Economics, or related field preferred

THE ROLE

We are seeking a commercially astute and client focused Commercial Finance Broker to join our client’s team in Rayleigh. This is a dynamic, on-site role that will see you working directly with business owners, CFOs, and decision makers to understand their funding needs and deliver bespoke finance solutions.
You will be responsible for managing the full lifecycle of commercial finance cases, from initial consultation through to proposal structuring, lender negotiation, and deal completion.

KEY RESPONSIBILITIES

• Engage with SME clients to assess their funding requirements and financial position
• Structure and present commercial finance proposals (including asset finance, invoice finance, commercial mortgages, working capital solutions, and bridging finance)
• Source the most appropriate lenders/negotiate competitive terms on behalf of clients
• Maintain strong working relationships with lenders and finance partners
• Deliver outstanding customer service throughout the funding journey
• Stay abreast of market trends, lender products, and underwriting criteria
• Maintain accurate CRM and deal tracking systems