Commercial Lender (Full Time) - Plano at PROSPERITY BANK

Plano, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

15 Jan, 26

Salary

0.0

Posted On

17 Oct, 25

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Client Relationship Management, Loan Structuring, Credit Analysis, Commercial Banking Products, Business Development, Networking, Cross Selling, Interpersonal Skills, Communication Skills, Risk Mitigation, Proposal Generation, Transaction Execution, Deposit Growth, Sales Processes, Real Estate Loans, Credit Support

Industry

Banking

Description

External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers [https://nam02.safelinks.protection.outlook.com/?url=https%3A%2F%2Fwww.prosperitybankusa.com%2FCareers&data=05%7C02%7Calejandra.flores%40prosperitybankusa.com%7C4351c6288a4f46ccbc9e08dcd40d9146%7C00eda10cf32f45b88e91257da01a8f7c%7C0%7C0%7C638618401958075339%7CUnknown%7CTWFpbGZsb3d8eyJWIjoiMC4wLjAwMDAiLCJQIjoiV2luMzIiLCJBTiI6Ik1haWwiLCJXVCI6Mn0%3D%7C0%7C%7C%7C&sdata=JfKwkOP9QTuGjbZ8LvC6BVGQJzgytNf8BFud9nEUt78%3D&reserved=0]. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP. Prosperity Bank is seeking a Commercial Banking Officer with a proven track record of building relationships to develop lower-middle market relationship with corporations and not-for-profit entities with annual revenues generally ranging from $5 million to $500 million. POSITION PURPOSE As a Commercial Banker, your primary role will be to grow and retain profitable relationships. This is accomplished by focusing on the delivery of value added solutions to our clients and prospects that will help them reach their goals and maximize our revenues over the life of the relationship. You will be a fully experienced, qualified relationship manager capable of independent activity. You should have proven client relationship skills, as well as extensive product knowledge, technical expertise and strong transaction execution skills. Credit process management is a critical component of your job. Performance will be measured by your effectiveness in many marketing areas, including but not limited to: calling activity, proposal generation, revenue generation, risk mitigation, ability to build successful relationships, and propensity to help build the franchise for the long term. You will also seek opportunities to cross sell into every relationship and anticipate the future needs of the client. ESSENTIAL FUNCTIONS AND BASIC DUTIES 1. Solicit commercial clients; aggressively seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts. 2. Obtaining and maintaining COI’s and attending various networking events in the assigned geographic area. 3. Requires skills and experience loan structuring and credit analysis. 4. Generating a wide variety of commercial and real estate loans. 5. Closing loans typically in the $1 million to $10 million range. 6. Contributes to deposit growth by cross selling and promoting additional banking products 7. Other duties as assigned. _________________________________________________________________________________________ EDUCATION/CERTIFICATION: Bachelor’s degree in banking, finance or other related field is preferred. EXPERIENCE REQUIRED: Formally credit trained and /or underwriting knowledge and experience is preferred. Typically a minimum of seven years direct lending or credit support related experience with focus on business relationships KNOWLEDGE REQUIRED: Familiarity of the sales, loan processing and closing processes. Extensive knowledge of Commercial Banking products and services including working knowledge of C & I as well as Owner-Occupied and Investment Commercial Real Estate loans. SKILLS/ABILITIES: Ability to expand loans, client relationships and cross sell bank products. Must have good interpersonal and communication skills and proven track record of business development. Hours: Monday - Friday 8:00 AM to 5:00 PM.

Responsibilities

The Commercial Banker will grow and retain profitable relationships by delivering value-added solutions to clients. This role involves soliciting commercial clients, generating loans, and contributing to deposit growth through cross-selling efforts.