Commercial Lender at LIBERTY FEDERAL CREDIT UNION

Louisville, Kentucky, United States -

Full Time

Start Date

Immediate

Expiry Date

17 Jul, 26

Salary

0.0

Posted On

18 Apr, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Commercial lending, Business development, Credit analysis, Loan underwriting, Relationship management, Financial data analysis, Loan documentation, Portfolio management, Collections, Communication skills, Interpersonal skills, UCC filing, Loan closing

Industry

Banking

Description

Liberty FCU, a full-service credit union, is currently seeking a Commercial Lender to join the commercial lending team at the Hurstbourne office located at 1200 Forest Bridge Road located in Louisville, KY. This candidate must have excellent interpersonal and communication skills. Previous commercial lending experience is required. If interested, please proceed by clicking Apply. Duties and Responsibilities include but are not limited to the following: * Develop new and maintain existing member business relationships beneficial to the credit union. * Engage in business development activities that are intended to increase total commercial loan balances and commercial deposit accounts on an ongoing basis. This includes initiating outbound calls, working with branch personnel to increase referrals, meeting with prospective businesses, and calling on business in person to develop leads for commercial loans. * Answer questions related to loan requests regarding required financial data and other business information, loan products, terms and structure, pricing and fees. * Assist members and prospects with the commercial loan application process to ensure completeness of information. * Follow up with applicants as needed regarding new or existing loans, conduct annual site visits, and secure other data necessary to perform sound credit analysis and/or loan review. * Ensure the proper preparation and execution of all loan documents and filing of UCC, mortgage and other documents necessary to perfect liens. * Ensure that sound lending procedures are followed. Act in compliance with the Commercial Banking Group loan policy at all times. * Approve or deny loans based on underwriting guidelines and credit analyst recommendations. * Conduct loan closings or attend loan closings held at title companies or attorney’s offices. * Monitor loan portfolio, communicating directly with borrowers as appropriate. * Manage past due collections, workouts, and default situations of portfolio. Benefits and Compensation: * Paid Holidays * Paid Time Off (Vacation, Sick and Personal Days) * Medical, Dental and Vision Insurance * 401(k) retirement program with matching funds * Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance * Tuition Reimbursement Program Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.

Responsibilities

The Commercial Lender is responsible for developing and maintaining business relationships to increase commercial loan and deposit balances. They also manage the full loan lifecycle, including application processing, credit analysis, loan closing, and portfolio monitoring.