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Commercial Lender at WESTERN BANK

Big Spring, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

18 Mar, 26

Salary

0.0

Posted On

18 Dec, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Analysis, Credit Evaluation, Business Development, Portfolio Management, Financial Proposals, Customer Service, Loan Structuring, Problem Solving, Communication, Judgment, Team Leadership, Time Management, Negotiation, Attention to Detail, Regulatory Compliance, Relationship Building

Industry

Banking

Description

Job Details Level: Experienced Job Location: Big Spring Office - Big Spring, TX 79720 Position Type: Full Time Education Level: 4 Year Degree Job Shift: Day Job Category: Banking • Interviews applicants to determine loan requirements and gathers pertinent information for loan applications. • Requests applicant credit reports, background checks, reference checks and other information pertinent to loan applicant’s evaluation. • Analyzes applicant’s financial status, credit, and asset evaluation to determine feasibility of granting loan, establishes credit limit through written and/or oral assessment. • Resolves uncertainties relating to customer application information through inquiries with applicant or creditors. • Structure loans within loan policy. Approves loan within specified limits or champions loan opportunities to the credit department and/or Committee for proper approval. • Prepares financing proposals consistent with approval for presentation to the applicant. • Reviews loan documentation prior to closing for completeness and acceptance by the applicant. • Ensures timely loan closing and funding activities. • Manage loan portfolio including renewals, modifications, updated credit analysis, collections, and portfolio monitoring. • Uses experience and sound judgment to plan and accomplish goals. Qualifications Western Bank seeks experienced commercial lender for its Big Spring office. Applicant must be an active lender in the Big Spring market with an existing loan portfolio. The successful candidate will possess strong business development skills, be driven and prepared to lead others, and will be a self-starter. We offer a competitive salary and great benefits package commensurate with experience. Minimum of 2 years' experience required.

Responsibilities

The Commercial Lender interviews applicants to determine loan requirements and analyzes their financial status to assess loan feasibility. They also manage a loan portfolio, ensuring timely loan closing and funding activities.