The Opportunity As our commercial portfolio expands and financial crime evolves; we’re creating a critical new role for a seasoned Commercial Underwriting expert. This high-impact position is vital to protecting our business and empowering our underwriting teams by providing specialist fraud prevention knowledge and strategic process improvements.
Role Summary The Commercial Lending and Fraud Prevention Analyst is a dual-focused Subject Matter Expert. You’ll provide critical operational support for commercial applications focused on an SME portfolio, while leading strategic initiatives to enhance our underwriting framework, with a strong emphasis on fraud prevention. This role significantly strengthens our ability to assess credit risk and combat financial crime.

MINIMUM SKILL REQUIREMENTS

• Strong progressive commercial credit underwriting experience in financial services.
• Demonstrable expertise underwriting diverse commercial entities
• Proven hands-on experience identifying, investigating, and preventing specific commercial lending fraud typologies
• Experience as a lead underwriter, specialist, or SME, providing guidance/sign-off on complex cases.
• Track record of developing/delivering training, policies, or best practices within an underwriting/risk function.
• Strong understanding of commercial lending legal structures and documentation.
• Proficiency with commercial credit bureaus, financial analysis tools, and underwriting systems.
• Bachelor’s degree in finance, Business, Economics, or equivalent professional experience.
• Experience with specific fraud detection software/verification tools

DESIRED SKILLS (NICE-TO-HAVES)

• Experience in automotive or asset finance.
• Relevant professional certifications (e.g., CFE, Advanced Commercial Lending).Experience managing small projects or process improvement initiatives.

Please refer the Job description for details