Commercial Lending Manager at Consumers National Bank

Minerva, Ohio, United States -

Full Time

Start Date

Immediate

Expiry Date

07 Sep, 26

Salary

0.0

Posted On

09 Jun, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Commercial Lending, Credit Analysis, Loan Structuring, Portfolio Management, Regulatory Compliance, Performance Management, Team Leadership, Risk Management, Underwriting, Business Development, Relationship Management, Strategic Planning

Industry

Banking

Description

Description Position Summary The Commercial Lending Manager is responsible for the overall leadership, direction, and performance of the Commercial Lending Division. This position oversees all commercial lending personnel and ensures the division meets established goals related to loan production, credit quality, regulatory compliance, and customer service. The role works closely with the SVP, Senior Lender to implement lending strategies that support the bank’s growth and risk-management objectives. Essential Duties and Responsibilities Provide direct supervision, coaching, and performance management for Commercial Lenders and Commercial Loan Assistants. Establish clear expectations, monitor performance, and conduct regular evaluations. Review and approve requests within assigned authority. Ensure all credit actions comply with internal policies, regulatory requirements, and sound underwriting practices. Monitor the commercial loan portfolio for credit quality, risk trends, and policy exceptions. Identify and address emerging risks and ensure timely resolution of problem credits. Support lenders in developing new business opportunities, maintaining client relationships, and achieving production goals. Ensure effective coordination between lenders, loan assistants, credit administration, and loan operations. Implement process improvements to enhance accuracy, timeliness, and customer service. Assist the SVP, Senior Lender in developing and executing strategic plans for the commercial lending function, including market focus, production targets, and staffing needs. Ensure division activities comply with all applicable laws, regulations, and internal policies. Support internal and external audit processes and implement corrective actions as needed. Prepare and deliver reports on production, pipeline, portfolio performance, staffing, and operational metrics as required. Requirements Qualifications Bachelor’s degree in Business, Finance, Accounting, or related field required; advanced degree or banking school preferred. Minimum of 7–10 years of commercial lending experience, including supervisory or management responsibilities. Demonstrated expertise in commercial credit analysis, loan structuring, and portfolio management. Strong knowledge of banking regulations and commercial lending compliance requirements. Proven ability to lead teams, manage performance, and support employee development. Excellent communication, analytical, and relationship-management skills. Physical and Work Environment Requirements Work is performed primarily in an office environment. Must be able to sit or stand for extended periods and operate standard office equipment. Occasional travel for business development, training, or community events may be required.

Responsibilities

The Commercial Lending Manager leads the Commercial Lending Division, overseeing personnel and ensuring goals for loan production and credit quality are met. The role involves supervising lenders, monitoring portfolio risk, and implementing strategic growth plans in coordination with senior leadership.