Commercial Lending Officer at First State Bank of St. Charles

Chesterfield, Missouri, United States -

Full Time

Start Date

Immediate

Expiry Date

06 Feb, 26

Salary

0.0

Posted On

08 Nov, 25

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Loan Portfolio Management, Business Development, Financial Analysis, Customer Service, Compliance Training, Communication, Problem Solving, Time Management

Industry

Description

First State Bank is seeking a Commercial Lending Officer at our Chesterfield (Baxter) location. If you have experience in loan portfolio management, as well as business development for both loan and depository products, this may be a good fit for you! 40 hours per week. Full-Time benefits will apply, including; medical, dental and vision insurance, paid sick and vacation, 401k, ESOP and more! Duties and Responsibilities: The Commercial Lending Officer will perform all duties required of this position by following policies and procedures set forth by First State Bank, including, but not limited to: * Pursue origination/approval of commercial loan products via customer contact, financial analysis and written/oral presentations to senior management. When applicable, referrals are encouraged to be made to the appropriate department for consumer purpose loan products, deposits, home equity loans, etc. * Approve overdrafts (up to unsecured lending authority). * Receive lobby customers for loans and other bank questions including telephone calls, home equity draws and transfers. * Manage an existing loan portfolio, including renewals of existing loans and the past dues that may occur. * Answer telephone inquiries, handles dormant accounts and approves cashier checks as necessary. * Sign loan disbursement checks, garnishments, tax levies and customer insurance claim checks for the bank. * Complete all required compliance training and complies with the Bank Secrecy Act and Anti-Money Laundering Act as well as all regulations which apply within the scope of the position. Qualifications: * High school diploma or general education degree (GED) required. Bachelor's degree (B.A.) from four year college or university preferred. * One to two years related experience and/or training required. For more information about First State Bank, please visit our Career’s Page by clicking HERE [https://fsbfinancial.com/about-us/careers/]. As a condition of employment, all new hires will be required to complete a background check and drug testing. First State Bank is an Equal Opportunity Employer, including protected veterans and individuals with disabilities.

Responsibilities

The Commercial Lending Officer will pursue origination and approval of commercial loan products through customer contact and financial analysis. They will also manage an existing loan portfolio and ensure compliance with relevant regulations.