Commercial Lending Portfolio Manager at Advia Credit Union

Port Huron, Michigan, United States -

Full Time

Start Date

Immediate

Expiry Date

17 Dec, 25

Salary

82186.31

Posted On

18 Sep, 25

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Portfolio Management, Underwriting, Financial Analysis, Customer Service, Relationship Management, Community Engagement, Compliance, Problem Solving, Communication, Teamwork, Sales, Time Management, Attention to Detail, Organizational Skills, Influencing Skills, Mathematical Skills

Industry

Banking

Description

Description Employment Type: Full-Time, Hybrid #LI-HYBRID Entry Salary Range: $68,488.59-$82,186.31 annually with an incentive opportunity based on performance. Comprehensive Benefits Package We're committed to supporting your well-being and work-life balance through a robust benefits offering: Health & Wellness Medical, dental, and vision insurance to keep you and your family healthy. Financial Peace of Mind 401(k) with company match, life insurance, and disability coverage. Time Off Generous paid time off (PTO), paid holidays, and paid parental leave. Professional Growth Learning and development programs, plus tuition reimbursement to support your career journey. Additional Perks Free Telemedicine Employee Assistance Program (EAP) Wellness initiatives Paid Community Action Volunteer Hours *Parental Leave and Tuition Reimbursement are available after one year of service What you should know about the role The most essential function of this position is to assist the credit union members in experiencing the Advia advantage. This is accomplished by providing outstanding service to both internal and external members as defined by living and demonstrating the core values of the credit union; Act with Integrity, Drive Progress, Build & Strengthen Relationships and Keep People at the Core. To manage existing portfolio keeping up with renewals and annual reviews of loan portfolio with the overall target of maintaining and increasing its asset quality. This position will underwrite annual reviews within the assigned portfolio. What you should know about Advia Advia is a fast-growing Credit Union that is positioned in the top 3% of credit unions across the United States. We serve almost 200,000 members with assets over $3 Billion. We offer very similar product and services as the big banks with a focus on saving our members money while providing financial advantages. We are rooted in our communities and believe we have a responsibility to give back outside of our four branch walls through volunteering and charitable donations. The work environment at Advia is fast-paced, performance based, and fun infused. We certainly live by the saying "work hard, play hard." As an employee of Advia, you can expect regular and constructive feedback, development opportunities, great benefits, excellent co-workers and engaged managers. Major Duties and Responsibilities Travel Required: 25–50% of the time, primarily within Tuscola, Oakland, Lapeer, Macomb, St. Clair, Sanilac, and Huron counties, with potential for expansion to additional counties. Manages existing loan portfolio to required standards, maintaining a high-quality asset base, including timely renewals of loans, annual reviews, monitoring payments and collections, and updating financial information as required. Collects and analyzes financial information, including initiating loan application requests, coordinating the processing and closing of loans. Cross-sells products and services to meet member needs and expand relationships. Develops centers of influence and participates in community events to generate awareness and business leads. Maintains tracking of opportunities, successes, and pipelines. Manages and cultivates relationships by assisting members with questions, concerns and resolves member issues in a timely manner. Must comply with applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Additionally, all employees must follow policies and procedures to minimize risk by exercising judgment, raising questions to management, and adhering to policy guidelines. Requirements Experience Three years to five years of similar or related experience, including preparatory experience. Education/Certifications/Licenses A college degree. Interpersonal Skills The ability to motivate or influence internal or external senior level professionals is a critical part of the job, requiring a significant level of influence and trust. Obtaining cooperation and agreement on important outcomes via frequently complex, senior level dialogues, as well as a professional level of written communication skills are essential to the position. Physical Requirements Is able to bend, sit, and stand in order to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in an emergency situation. Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Working Conditions Must be able to routinely perform work indoors in climate-controlled private office with minimal noise. Mental and/or Emotional Requirements Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team. Must be able to read and carry out various written instructions and follow oral instructions. Must be able to complete basic mathematical calculations, spell accurately, and understand computer basics. Must be able to speak clearly and deliver information in a logical and understandable sequence. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public. Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace. Must be able to effectively handle multiple, simultaneous, and changing priorities. Must be capable of exercising highest level of discretion on both internal and external confidential matters.

Responsibilities

The primary responsibility is to assist credit union members by providing outstanding service and managing the existing loan portfolio. This includes timely renewals, annual reviews, and underwriting within the assigned portfolio.