Commercial Lines Underwriter I at Western National Group & Umialik Insurance

Anchorage, Alaska, United States -

Full Time

Start Date

Immediate

Expiry Date

15 Apr, 26

Salary

85470.0

Posted On

15 Jan, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Underwriting, Risk Assessment, Relationship Building, Negotiation, Collaboration, Time Management, Organizational Skills, Communication, Customer Service, Problem Solving, Analytical Skills, Decision Making, Attention to Detail, Process Improvement, Business Judgment, Technical Proficiency

Industry

Insurance

Description

Description Who are we? Western National Insurance Group is a private mutual insurance company with over 120 years of experience serving customers' property-and-casualty insurance needs in the Midwestern, Northwestern, and Southwestern United States. Known as “The Relationship Company®,” we define success as a measure of the relationships we’ve built over time. In everything that we do, we know that delivering a friendly and helpful interaction makes for a better experience for everyone involved. That’s the power of “nice”. At Western National, nice is something we work to bring to every person and organization with whom we partner and serve. Does this opportunity interest you? Umialik Insurance Company, a member of the Western National Insurance Group, is seeking a Commercial Lines Underwriter II to join our team! The individual in this role will develop and manage a book of business by writing, retaining, and growing commercial lines accounts within assigned agencies. What are the responsibilities and opportunities of this role? Builds and maintains strong, collaborative relationships with agency partners. Effectively manages an assigned agency territory to achieve established growth and profitability goals. Applies established underwriting practices, processes, procedures, and assigned authority levels to evaluate operations and exposures across a variety of risk types. Assesses risks and exposures for new and existing business to identify opportunities that support territory loss ratio and growth objectives. Utilizes research and analysis to develop sound, practical underwriting solutions aligned with organizational goals. Demonstrates working knowledge of applicable coverages, forms, symbols, endorsements, and rating by line of business. Writes new business in support of annual departmental goals and objectives. Makes decisions in accordance with established policies, guidelines, and underwriting authority. Leverages intermediate knowledge, experience, and available resources to evaluate alternatives and recommend appropriate solutions. Identifies opportunities to improve underwriting application accuracy, process efficiency, and overall effectiveness. Consistently delivers an exceptional customer experience by responding promptly, maintaining a positive and professional demeanor, building rapport, demonstrating empathy, managing expectations, selecting appropriate communication channels, and taking ownership to ensure timely resolution of customer needs. Requirements What are the must-have qualifications for a candidate? Demonstrated ability to manage time effectively, prioritize work, and meet established deadlines. Strong negotiation, collaboration, and relationship-building skills. Proven ability to exercise sound business judgment in underwriting decisions. One to two years of underwriting experience preferred. Demonstrated intermediate organizational and prioritization skills with the ability to manage multiple competing priorities. Working knowledge of industry practices, standards, and fundamental underwriting concepts. Strong verbal and written communication skills, with the ability to communicate clearly and professionally. Bachelor’s degree preferred; relevant experience in commercial lines underwriting may be considered in lieu of a degree. Proficiency in the use of core underwriting systems, standard office equipment, and common software applications. Compensation overview The full hiring range for this role is $62,160 - $85,470, annually. However, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and / or may be considered for other positions. Culture and Total Rewards Western National has long been known as “The Relationship Company®” and caring for our employees is part of that relationship commitment. We value connectiveness, empowerment, and accountability, and we believe that our employees are our biggest asset. Currently ranked as the 41st largest private company by revenue in Minnesota (Minneapolis/St. Paul Business Journal), Western National has earned accolades year-over-year as an employer of choice and garnered multiple awards for wellness in the workplace. Western National has also been named a Top Workplace by the Star Tribune for the past four consecutive years. In addition, the Group is consistently recognized as a Ward’s 50 property-and-casualty insurance company for its outstanding financial results. Western National offers full-time employees a significant Total Rewards Package, including: Medical insurance plan options and other standard employee benefits, including dental insurance, vision benefits, life insurance, disability insurance, and more! Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) 401(k) Plan (participants are eligible for 100% matching on the first 6% of their contributions) Wellbeing Program, including onsite fitness studio Paid Time Off – including holiday, vacation, and volunteer 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk and insurance education) Paid parental leave Bonus opportunities Western National believes in supporting balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Western National provides employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

Responsibilities

The Commercial Lines Underwriter I will develop and manage a book of business by writing, retaining, and growing commercial lines accounts within assigned agencies. This role involves building relationships with agency partners and applying underwriting practices to evaluate risks and exposures.