Commercial Lines Underwriter at Michigan Millers Mutual Insurance Company

Lansing, Michigan, United States -

Full Time

Start Date

Immediate

Expiry Date

27 May, 26

Salary

80000.0

Posted On

26 Feb, 26

Experience

2 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Time Management, Negotiation, Relationship Building, Business Judgment, Organizational Skills, Prioritization, Communication, Risk Assessment, Underwriting Analysis, Policy Forms Knowledge, Rating Application, Customer Experience Management

Industry

Insurance

Description

Description Who are we? Michigan Millers Mutual Insurance Company, an affiliate of Western National Mutual Insurance, is a mutual insurance company, rated A (Excellent) by A.M. Best, with over 140 years of experience serving policyholders' property-and-casualty insurance needs across multiple regions in the United States. We believe in striving for growth without sacrifice and know that our culture creates and cultivates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service. The core values for Michigan Millers and Western National Insurance, Connectiveness – Accountability – Empowerment are incorporated into all that we do. Our workplace culture encourages employees to seek out learning opportunities and to strive for growth and development in the insurance industry. We understand the importance of a positive work community and a healthy workplace environment when striving for organizational success. Our emphasis on internal growth and maintaining healthy team relationships translates into external growth and building sustainable customer relationships. Does this opportunity interest you? Michigan Millers Mutual Insurance Company is seeking a Commercial Lines Underwriter to join our team! The individual in this role will have the opportunity to develop a book of business by writing and retaining commercial lines accounts through assigned agencies. What are the responsibilities and opportunities of this role? Builds and maintains strong agency relationships. Effectively manages an agency territory to achieve established growth and profit goals. Assesses risk and exposures on new and existing business to identify opportunities to maximize assigned territory loss ratio and growth objectives. Uses established practices, processes, procedures, and underwriting authority level to analyze the operations and exposures of different types of risks to write, renew, or modify business. Uses research and analysis to develop practical underwriting solutions aligned with organizational objectives. Applies knowledge of coverage, forms, symbols, and endorsements per line of business. Applies knowledge of rating. Writes new business as defined by annual goals determined by the department. Identifies opportunities to improve the efficiency and effectiveness of applications and business processes. Consistently acts according to our customer experience standards, including responding quickly, maintaining a positive attitude, building rapport, demonstrating empathy, managing the customer’s expectations, using the proper communication channel for the situation, and taking ownership to ensure the customer’s issue is resolved. Requirements What are the must-have qualifications for a candidate? Demonstrated time management skills with ability to meet deadlines. Strong negotiation and relationship-building skills. Ability to exercise sound business judgment. Proficient use of various core systems, office and computer equipment, and software packages. What will our ideal candidate have? Demonstrated intermediate organizational and prioritization skills with ability to accomplish multiple priorities. Demonstrated understanding of industry practices, standards, and underwriting concepts. Demonstrated ability to communicate clearly and effectively both verbally and in writing. Bachelor’s degree preferred, experience in commercial lines underwriting in lieu of degree acceptable. Two-plus years’ experience in an underwriting role preferred. Compensation overview The targeted hiring range for this role is $63,000 - $80,000, annually. However, the base pay offered may vary depending on the job-related knowledge, skills, credentials, and experience of each candidate, as well as other factors such as the scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on their individual qualifications and / or may be considered for other positions. Michigan Millers Mutual Insurance Company reserves the right to fill this position at a level above or below the level included in this posting. Culture and Total Rewards We offer full-time employees a significant Total Rewards Package, including: Medical insurance options and other standard employee benefits, including dental insurance, vision benefits, life insurance, and more! Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) 401(k) Plan (plus company match) Time Off - including vacation, volunteer, and holiday pay Paid Parental Leave Bonus opportunities Tuition assistance Wellness Program - including an onsite fitness studio Michigan Millers and Western National Insurance believe in supporting the balance between work and life by providing a flexible work environment, which includes a variety of hybrid work arrangements designed to balance individual, job, department, and company needs. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Michigan Millers provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.

Responsibilities

The Commercial Lines Underwriter will be responsible for developing a book of business by writing and retaining commercial lines accounts through assigned agencies while effectively managing an agency territory to meet growth and profit goals. Key duties include assessing risk and exposures, using established procedures to analyze risks, and writing new business according to departmental goals.