Commercial Loan Credit Analyst at Austin Telco Federal Credit Union

Austin, Texas, United States -

Full Time

Start Date

Immediate

Expiry Date

01 Jun, 26

Salary

65000.0

Posted On

03 Mar, 26

Experience

0 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Financial Analysis, Credit Risk Assessment, Financial Statement Analysis, Tax Return Analysis, Loan Monitoring, Covenant Monitoring, Collateral Management, Documentation Review, Reporting, Communication, Organization, Attention To Detail, Microsoft Excel, Microsoft Office, Credit Administration

Industry

Financial Services

Description

Description Commercial Loan Credit Analyst I | Location: 11149 Research Blvd, Austin, TX 78759 | Employment Type: Full-Time | Schedule: Monday–Friday from a. 7:30AM to 4:00 PM or b. 8:00 AM to 4:30 PM | FLSA Status: Non-Exempt Austin Telco Federal Credit Union is looking for a detail-oriented Commercial Loan Credit Analyst who thrives in an analytical, accuracy-focused environment. If you enjoy working with financial data, supporting commercial lending, and ensuring high-quality credit administration, this role offers a strong opportunity to grow your career in business lending and financial analysis. What You’ll Do Financial Analysis & Credit Support Analyze and spread financial statements, tax returns, and supporting documents for new and existing business loan relationships Perform annual reviews and ongoing financial analysis to assess borrower performance and credit risk Identify and escalate credit concerns or material changes in borrower financial condition Loan Monitoring & Compliance Monitor loan covenants, collateral, insurance, and reporting requirements Follow up with members, lenders, and external partners to obtain required documentation Maintain accurate and compliant commercial loan files Documentation & Reporting Review commercial loan documents for accuracy and completeness Prepare monitoring and management reports related to portfolio performance and compliance Utilize loan and credit administration systems to support documentation, tracking, and reporting workflows Member & Internal Support Communicate effectively with lenders, members, and internal teams to resolve documentation or reporting needs Support cross-selling efforts by identifying appropriate credit union products and services Perform other duties as assigned to support department objectives Requirements What You Bring Bachelor’s degree in Accounting, Finance, or related field, or equivalent experience 1–2 years of experience in financial analysis, accounting, or loan support Ability to analyze financial information and assess credit risk Strong attention to detail, organization, and follow-through Effective communication skills across teams and with members Proficiency with Microsoft Excel and Office applications Preferred Experience Prior credit union or financial institution experience Experience with Symitar/Episys, Sageworks, or similar credit administration systems Why You’ll Love Working Here | We’re more than a credit union — we’re a community. At Austin Telco, you’ll find a supportive culture, opportunities for growth, and a mission-driven team that puts people first. Comprehensive Benefits: Medical, dental, vision, disability, and life insurance, plus optional coverage for critical illness, legal support, and more Paid Time Off: Federal holidays, vacation, sick leave, and special paid days for birthdays, work anniversaries, and other milestones Retirement Plans: 401(k) with company match and a pension plan Community Engagement: Volunteer opportunities and credit union-sponsored events A supportive, mission-driven culture that values respect, empathy, service, integrity, and cooperation Additional Requirements Good credit standing (verified prior to interview) Successful background check and drug screening upon offer Equal Opportunity Employer: We celebrate diversity and are committed to creating an inclusive environment for all employees.

Responsibilities

The analyst will be responsible for analyzing and spreading financial statements and tax returns for commercial loan relationships, performing annual reviews, and monitoring credit risk and compliance requirements like covenants and collateral. Duties also include maintaining accurate loan files, preparing reports, and supporting lenders and members with documentation needs.