Commercial Loans Manager - Albany, NY at Trustco Bank

Village of Colonie, New York, United States -

Full Time

Start Date

Immediate

Expiry Date

09 Oct, 26

Salary

73000.0

Posted On

11 Jul, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Commercial Lending, Credit Analysis, Banking Management, Financial Statement Analysis, Credit Risk Assessment, Loan Origination, Relationship Management, Loan Proposal Development, Regulatory Compliance, Communication Skills, Time Management, Organization, Multitasking, Customer Service, Financial Solutions, Leadership

Industry

Banking

Description

Commercial Loans Manager Reports to: Vice President of Commercial Loans Salary: EX2 ($63,000- $73,000) FLSA Status: Exempt | Supervisory Role: Yes Why Join Us? At Trustco Bank, we’re committed to fostering a supportive and inclusive workplace where our employees can grow their careers. We believe that our people are our greatest asset and consider our employees as family. We value each team member’s contribution and offer a supportive, collaborative work environment. If you are a dedicated professional with a passion for commercial lending and customer service, Trustco Bank invites you to become a vital part of our growth story. Bring your expertise, leadership, and enthusiasm to our team and help us continue delivering exceptional financial solutions to our valued clients. We believe that investing in our employees means investing in the future of our company. As a valued team member, you will be eligible for a generous compensation and benefits package that includes: medical, dental and vision insurance, a health savings account with an annual employer contribution, a 401(k)-retirement plan with generous employer match, paid time off plus 11 paid federal holidays, training and professional development programs, tuition reimbursement, reduced fees and rates on certain loan products, and much more! About the Commercial Loans Manager Role We are seeking a highly skilled and motivated Commercial Loans Manager to join our esteemed commercial lending team. This pivotal role is crafted for a seasoned leader with a passion for delivering tailored financial solutions and driving the growth of our commercial loan portfolio. The ideal candidate will excel in fostering exceptional customer relationships, ensuring regulatory compliance, and executing strategic loan origination with precision and professionalism. Key Responsibilities * Expert Guidance: Leverage your banking expertise to guide clients seamlessly through the commercial lending process, ensuring their needs are met with care and accuracy. * Persuasive Proposal Development: Prepare compelling and accurate loan proposals and documentation that resonate with clients and stakeholders alike. * Confident Communication: Present and explain financial solutions clearly, empowering clients to make informed decisions with confidence. * Relationship Building: Cultivate strong, personable relationships with clients, understanding their unique needs and providing customized lending solutions. * Efficient Time Management: Prioritize and manage multiple tasks effectively to ensure prompt handling of client inquiries and loan applications. * Multitasking Excellence: Navigate a fast-paced environment, ensuring all aspects of loan processing and management are executed flawlessly. * Meticulous Organization: Maintain detailed records and documentation, upholding the highest standards of organization within the lending process. This job description is not exhaustive; duties and responsibilities may change at any time with or without notice. Qualifications & Experience: Required * Bachelor’s degree in Finance, Business Administration, or related field (preferred). * Proven experience in commercial lending, credit analysis, or banking management. * Exceptional verbal and written communication skills. * Fluent in English; bilingual a plus * Strong analytical skills with a keen understanding of financial statements and credit risk assessment. * Ability to build rapport with clients, stakeholders, and team members. * Demonstrated capacity to work independently and collaboratively in a team environment. * Access to reliable transportation Preferred * Bachelor’s degree in a business-related discipline. Schedule Full-time position. Monday – Friday, 8:30 AM – 5:00 PM (evenings/weekends as needed) Physical Demands: Primarily sedentary; includes use of standard office equipment. Equal Employment Opportunity Statement: Trustco Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, marital status, genetic information, disability, or protected veteran status. This includes, but is not limited to, the following: • Hiring, placement, upgrading, transfer, demotion or promotion • Recruitment, advertising or solicitation for employment • Treatment during employment • Rates of pay or other forms of compensation • Selection for training, including apprenticeship • Layoff or termination It is the policy of Trustco Bank to cooperate to the fullest extent with the applicable regulations of the Civil Rights Act and any legislation on Equal Employment Opportunity.

Responsibilities

The Commercial Loans Manager is responsible for driving the growth of the commercial loan portfolio by executing strategic loan originations and providing tailored financial solutions. This role involves managing client relationships, preparing accurate loan proposals, and ensuring strict regulatory compliance.