The Senior Vice President, Community Market President is responsible for business development in the community and surrounding area with particular emphasis on commercial lending. Develop and increase the portfolio of commercial, agricultural, retail, and residential loans while adhering to high credit quality standards. Responsibilities also include maintaining an appropriate level of community involvement and visibility. Maintains close working relationship with the Chief Lending Officer, Senior Lender, Chief Credit Administration Officer, Regional Presidents, Division Presidents and Loan Operations Manager. Function as a liaison with Community Advisory Board as appropriate.

EDUCATION/EXPERIENCE:

• Bachelor’s degree in Finance or equivalent with additional specialized training in commercial lending and overall bank management.
• Minimum of 10 years commercial lending experience.
• Should possess previous successful leadership and management experience.
• Previous general/specialty lending success in mid size and large markets.

SKILLS:

• Thorough knowledge of Company’s products and services and related charges.
• High level of interpersonal skills to interact with customers and potential customers in a professional manner.
• High level of analytical skills to conduct loan analysis and maintain loan’s progress in consideration of market trends, credit/interest rates, economic conditions and other factors.
• Adequate knowledge of both internal policies and procedures and the respective state and federal laws and regulations governing departmental functions to ensure performance of individual job duties within the proper control environment.
  At First Mid, base salary is one component of our Total Rewards program. Exact compensation is determined by factors such as (but not limited to) education, skills, internal equity, and experience. This position offers additional compensation in the form of discretionary short-term incentives (i.e., bonus, incentives, and/or commission). Benefits for this role include comprehensive healthcare, well-being benefits, paid family leave as well as generous paid time off. Total Rewards also include banking perks, tuition reimbursement, an Employee Stock Purchase Plan, and a 401K plan with company match. Incentives and benefits are subject to eligibility requirements.
  First Mid Bancshares, Inc. is an Equal Opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification.

• Ensures the asset quality of the assigned loan portfolio. Reviews delinquency reports with direct supervisor and direct reports to ensure proper collection efforts are being utilized to manage the credit risk of the portfolio.
• Supervises and manages direct reports. Provides direction and leadership to loan officers and support staff to ensure that asset quality, growth, and fee income goals are obtained.
• Manages individual loan portfolios. Develops and maintains existing customer base and builds customer satisfaction and confidence in the Bank. Cross-sells bank product and services in a professional manner.
• Working with a predetermined lending limit, analyzes customer credit applications, balance sheet, profit and loss statement; and cash flow projections in order to make sound loan decisions and predict future repayment capacity. Makes recommendations to the loan committee on new and renewal loans for amounts above lending limits. Ensures that comprehensive and timely information is collected from loan customers. Coordinates these efforts with personnel in the Credit Analysis Department.
• Communicates with appropriate supervisory personnel and/or Regional President on regular basis on loan issues and community activities. Responsible for reporting all operational and lending issues that deviate from established policies and procedures to their supervisor.
• Works closely with the retail deposit staff to promote community wide performance and service delivery.
• Represents the Bank and provide leadership in key community activities and committees.
• Participates in professional associations, attend conventions, conferences and seminars.
• Completed required training associated with job function.
• Performs related duties as needed.