SKILLS AND EXPERIENCE SOUGHT:

• Proven 3-5 year track record with a bank or non bank lender operating in the UK property markets providing investment financing solutions.
• Whilst not essential it would be helpful if the candidate also has experience in complex short-term lending/bridging secured on UK commercial property.
• Strong credit analysis

ROLE PURPOSE

To be responsible for the allocation of work, motivation and monitoring of a team of Assistant Underwriters and Completion Officers, assisting Residential and Buy to Let mortgage underwriters with the packaging and processing of new applications through to completion, for a variety of first and second charge lending products.

RESPONSIBILITIES:

• Make lending decisions in line with Credit Risk Policy, Responsible Lending Policy and individual mandate level.
• Liaise with surveyors, solicitors, other lenders, brokers and consumers to gather the necessary documentation and information to meet lending requirements.
• Work alongside the Senior Management Team in Residential and BTL Underwriting to proactively drive the continuous development of an underwriting support and completions function.
• Manage the allocation of new residential and buy to let applications, diary tasks, special condition tasks, product transfer tasks and funds release tasks.
• Ensure that all tasks are processed within set service standards and in line with key performance indicators.
• Complete people management activity within the team, including monthly 1 to 1’s, performance monitoring and objective reviews.
• Conduct regular first line quality checks and feedback results.
• Adhere to internal policy and regulatory requirements – FCA, PRA, AML, Prevention of Financial Crime, Data Protection etc