Compliance and Risk Manager- Housing Trust of Silicon Valley at Another Source

San Jose, California, United States -

Full Time

Start Date

Immediate

Expiry Date

12 May, 26

Salary

132000.0

Posted On

11 Feb, 26

Experience

5 year(s) or above

Remote Job

Yes

Telecommute

Yes

Sponsor Visa

Skills

Regulatory Compliance, Risk Management, Fair Lending, Operational Risk, Data Privacy, Anti-Money Laundering, Communication, Collaboration, Analytical Skills, Organizational Skills, Documentation Skills, Training, Monitoring, Auditing, Problem Solving, Leadership

Industry

Staffing and Recruiting

Description

At a glance Now Hiring: Compliance & Risk Manager | Housing Trust of Silicon Valley Another Source is partnering with Housing Trust of Silicon Valley to recruit a new Compliance & Risk Manager to join their team. This is a unique opportunity for a compliance professional to build processes from the ground up at one of Bay Area’s leading nonprofit housing lenders. You will play a key role in strengthening regulatory oversight across single-family and multifamily lending programs, working across teams, and supporting the growth of the organization. 💼 Salary: $112,000–$132,000📍 Location: Hybrid in San Jose or Oakland, CA 👉 Interested or know someone great? Let’s connect. Description: What you'll be doing Another Source’s client, Housing Trust of Silicon Valley, is recruiting a Compliance & Risk Manager to join their team in San Jose or Oakland, CA. Housing Trust provides a flexible work schedule for their team, allowing you to enjoy the balance of in-office and remote days each week. About Housing Trust Silicon Valley Housing Trust is leading the effort to create a strong, affordable housing market in the greater Bay Area as one of the region’s highest-volume nonprofit housing lenders. Serving people experiencing homelessness to renters to first-time homebuyers, we assist a wide range of residents with programs across the entire spectrum of housing issues. Since 2000, Housing Trust has invested $690 million – creating over 28,700 affordable housing opportunities serving over 53,800 of our neighbors. Housing Trust has led the way in engaging local corporations and foundations in investing hundreds of millions of dollars in working with us to bring more solutions to the market all while experiencing several years of high growth in our lending business. About the Role The Compliance & Risk Manager is responsible for operating the organization’s enterprise-wide compliance, fair lending, and operational risk management framework across both its single-family First-Time Homebuyer (FTHB) and Multifamily Lending (MFL) programs. This role serves as the central point of accountability for regulatory compliance, examination readiness, and risk oversight, ensuring the organization operates in alignment with applicable laws, funder requirements, and internal policies. The Compliance & Risk Manager reports to the Chief Credit and Risk Officer and will work closely with teams across the organization including the Lending, Credit, and Finance and Operations teams. They will also coordinate external advisors and regulators as well as complete individual compliance functions. The Compliance & Risk Manager acts as a trusted internal resource, supporting leadership and staff in understanding and integrating compliance and risk considerations into day-to-day operations. The ideal candidate is comfortable working independently and brings strong regulatory knowledge, excellent judgment, and the ability to translate complex requirements into practical, scalable workflows for a growing CDFI. Key Responsibilities Regulatory Compliance & Fair Lending Oversight Oversee compliance with federal, state, and local regulations applicable to both multifamily and single-family lending programs, including but not limited to Fair Housing Act, ECOA, TILA, RESPA (as applicable), and other consumer and housing-related requirements. Apply a risk-based approach to compliance oversight, recognizing differences in regulatory complexity, volume, and risk between multifamily and single-family lending activities. Maintain and update compliance policies, procedures, and internal guidance in response to regulatory changes and industry best practices. Lead the organization’s fair lending and fair housing compliance efforts, including periodic data monitoring, comparative reviews, and analysis of trends, exceptions, or emerging risks across lending programs. Support consistent and equitable credit decision-making by documenting standards and coordinating staff training on fair lending, fair housing, and compliance requirements. Serve as an internal subject-matter resource for regulatory and compliance-related questions across lending teams. Utilize existing external resources as needed. Licensing, Certifications & Regulatory Filings Maintain the organization’s NMLS profile and ensure timely completion of state lending license renewals, updates, and related business registrations. Lead HUD certification and recertification processes, coordinating data collection and documentation across departments. Support compliance with securities regulations (including Regulation D offerings, when applicable) in coordination with legal counsel, ensuring required filings and investor disclosures are maintained. Examinations, Audits & External Reviews Coordinate and manage regulatory exams, monitoring visits, and external reviews, including DFPI inquiries, HUD reviews, FHLB and CDFI Fund monitoring, and other applicable oversight activities. Maintain examination-readiness documentation, including policies, procedures, historical records, and issue tracking. Oversee external consultants performing internal audits or compliance reviews and support remediation planning as needed. Risk Management, Internal Controls & Program Monitoring Conduct periodic operational and compliance risk assessments and support the development and monitoring of risk mitigation plans. Support the design and strengthening of internal controls related to lending, operational, and financial processes. Monitor the organization’s Anti–Money Laundering (AML) compliance program, including policy maintenance, periodic testing, training coordination, and required recordkeeping. Support data privacy and information security compliance, including GLBA and applicable state privacy laws, in coordination with IT and operations. Participate in business continuity planning and vendor risk management activities. Training, Reporting & Cross-Functional Collaboration Develop and deliver (or resource outside services to deliver) compliance and risk training for staff, including onboarding and annual required training. Prepare periodic compliance and risk reports for internal leadership, senior management, and external stakeholders as needed. Partner cross-functionally to support workflow improvements, documentation standards, and appropriate use of tools or automation to enhance compliance efficiency. Qualifications & Experience Bachelor’s degree required; advanced degree or relevant certifications (e.g., CRCM, CAMS, CFE, or similar) preferred. 7–10 years of progressive experience in compliance, risk management, audit, or regulatory oversight within lending, banking, CDFIs, or other financial services organizations. Demonstrated experience with multifamily lending compliance, including fair housing, underwriting oversight, and regulatory examinations; experience with single-family or consumer lending compliance strongly preferred. Experience managing regulatory exams, audits, or monitoring visits across multiple lending programs. Experience designing and performing monitoring and testing activities. Working knowledge of AML, data privacy, and operational risk management frameworks. Ability to operate effectively in environments where no single individual is an expert in every regulatory domain, leveraging judgment, prioritization, and external resources as needed. Strong analytical, organizational, and documentation skills with the ability to manage multiple regulatory domains. Excellent communication skills and the ability to collaborate effectively across departments and with external partners. Compensation Housing Trust offers a competitive compensation package, including a bonus plan and benefits. This is an exempt, full-time position. Annual salary range for this position is $112,000 - $132,000. Our total compensation package includes a comprehensive benefits program designed to support employees’ health, financial well-being, and work-life balance, including: Medical, dental, and vision coverage fully paid for employees, with 50% of premiums covered for eligible dependents Employer-funded 401(k) contribution of 3%, plus an additional employer match of up to 2% Generous paid time off, including three weeks of vacation, twelve paid sick days, eleven paid holidays, and a paid year-end office shutdown Eligibility for an annual performance-based bonus Tuition reimbursement program and additional benefits Housing Trust is an equal opportunity employer to all regardless of race, color, national origin, ancestry, sex, marital status, disability, religious or political affiliation, actual or perceived gender identity, age, or sexual orientation. Housing Trust is committed to diversity, equity, and inclusion. We aspire to be a diverse and inclusive organization. We are committed to recruiting, retaining, and promoting diversity in our workforce and leadership to reflect the communities we serve. We believe differences in lived-experiences, cultural backgrounds, and diversity of thought are our strongest assets and contribute to our success. Another Source works with their clients, on a retained project basis. As you read through the job posting and review the list of qualifications (required and/or preferred), please do not self-select out if you feel you do not meet every qualification. No one is 100% qualified. We encourage you to apply and share your story with us. #AS1 #LI-JK1

Responsibilities

The Compliance & Risk Manager is responsible for overseeing the organization’s compliance and risk management framework across lending programs. This includes ensuring regulatory compliance, managing audits, and supporting fair lending efforts.